Tom's Blog
Lots of risks, such as water, wind, hail and fire can do a significant amount of damage in a very short time, so being prepared to handle the aftermath may lead to a quicker recovery. There are some basic tips that you need to know when filing a homeowners insurance claim after a loss.
Better safe than sorry!
After experiencing a loss to your home, it is very important that you follow the below listed tips so you can remain safe and protected:
- Make sure your family and pets are safe.
- Protect your property from further damage.
- Contact insurance agency to initiate claim.
- Inspect home to determine its safety and extent of damage.
- Take inventory of damage. (Ex: pictures, list of damages)
Once you have completed that checklist, your insurance company may send out an insurance adjuster to physically inspect all damages and provide an estimated list of repair costs, or they may work with you remotely to tie down the estimated cost to repair or replace.
Do whatever is necessary to avoid further damage!
This is one of the biggest factors after you experience a loss and have to file a homeowners insurance claim. You must take whatever precautions are necessary to protect your home from further damage. This may mean contacting an emergency restoration facility or water damage service to protect your existing property.
If you are unable to live in your home after a loss, you must contact your independent insurance agent to set up a temporary living arrangement. If this happens to you and your family, keep a detailed inventory of all your repairs, and any other incurred costs as a result of the unfortunate homeowners insurance loss.
Let us guide you every step of the way.
Experiencing a homeowners insurance loss can be very overwhelming; so that is why your independent insurance agent can help guide you through every step of the way to get your homeowners insurance claim processed, settled and have you back to normal in no time.
Contact Paramount insurance agency at 866-869-3335 so that we can answer any questions you may have about your homeowners insurance and what to do if you should file a homeowners insurance claim. We want to protect your home because we know how much home means to you!
