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Tom Wiecek is your local Dave Ramsey ELP Endorsed Insurance ProviderTom's Blog

"That's Not Covered" are the Last Words You want to Hear. That's Why We Want to Help You Understand How You Are Protected and Not Protected. This Resource Can Help You Make Informed Insurance Buying Decisions So YOu Can Get the RIGHT Insurance Protection for Your Needs.

Tom Wiecek, President

Hot Shot Trucking in North Carolina

Hot Shot Trucking in North Carolina: Fast, Reliable, and On-Demand Freight Solutions In today’s fast-paced world, businesses rely on efficient and timely deliveries to keep operations running smoothly. For companies in North Carolina, hot shot trucking offers a perfect solution for urgent or time-sensitive shipments. At Paramount Insurance Agency in High Point, NC, we understand the unique needs of hot shot trucking businesses and provide insurance solutions to keep you on the road and protected. What is Hot Shot Trucking? Hot shot trucking involves transporting smaller, time-critical loads using medium-duty trucks rather than traditional semi-trucks. These shipments are often delivered directly to their destination without detours or delays, making hot shot trucking an efficient and [...]

Hot Shot Trucking in North Carolina2024-12-19T14:50:49-05:00

Long-Term Care Insurance in North Carolina

Secure Your Future with Long-Term Care Insurance in North Carolina As we age, planning for the unexpected becomes increasingly important. One critical aspect of this planning is ensuring you have a safety net in place for long-term care. For residents of North Carolina, especially in High Point, Paramount Insurance Agency is here to guide you through the complexities of long-term care insurance. What is Long-Term Care Insurance? Long-term care insurance helps cover the cost of care that isn't typically included in health insurance, Medicare, or Medicaid. This includes assistance with daily activities like bathing, dressing, eating, and mobility. Whether care is needed at home, in an assisted living facility, or a nursing home, long-term care [...]

Long-Term Care Insurance in North Carolina2024-12-18T15:58:28-05:00

Liability and Your Homeowners Policy: Hosting Holiday Parties Safely

Liability and Your Homeowners Policy: Hosting Holiday Parties Safely The holiday season is a time for celebration, gathering with family and friends, and creating cherished memories. However, if you’re planning to host a holiday party in your home, it’s important to understand how your homeowners policy in North Carolina relates to potential liabilities. As joyous as the festivities may be, accidents and mishaps can happen, and you want to be prepared. What Does Homeowners Insurance Cover? Homeowners insurance typically includes liability coverage, which protects you if someone is injured on your property or if you’re held responsible for damages to someone else’s property. This can extend to incidents that may occur during a holiday party, [...]

Liability and Your Homeowners Policy: Hosting Holiday Parties Safely2024-12-13T08:48:51-05:00

Prepare Your Home for Winter with the Right Homeowners Insurance

Prepare Your Home for Winter with the Right Homeowners Insurance in North Carolina Winter can be a beautiful season in North Carolina, but it also brings unique challenges for homeowners. Freezing temperatures and potential snowstorms make it essential to prepare your home for the cold months ahead. Beyond physical preparation, updating your homeowners insurance policy ensures your home is protected against winter-related risks. Winterizing Your Home Take proactive steps to reduce the chance of winter damage: Inspect Your Roof and Gutters: Clear out debris and ensure your roof is ready to handle ice and snow. Check Your Heating System: Have your HVAC system serviced to confirm it works efficiently before the cold arrives. Seal Doors [...]

Prepare Your Home for Winter with the Right Homeowners Insurance2024-12-13T08:45:45-05:00

“Stay Alive” During the Holiday Season

“Stay Alive” During the Holiday Season The holiday season brings love, family time, travel, and parties. However, if you aren’t cautious, it can also bring stress and anxiety, especially if something unfortunate happens while traveling. With Christmas and New Year’s fast approaching, more people are on the road in their personal cars. The increase in traffic raises the likelihood of being involved in an auto accident. Despite the congestion, you can prepare and take steps to avoid accidents and “stay alive” during the holiday season.   5 Safety Measures for the Holiday Hustle Outfit Your Vehicle Planning your trip includes preparing your vehicle with essential items before hitting the road. Make sure you pack: A fully [...]

“Stay Alive” During the Holiday Season2024-12-13T08:58:00-05:00

If You Think Life Insurance Is Not for You, Think Again

If You Think Life Insurance Is Not for You, Think Again Living life means different things to different people. But if you are living life to the fullest, you also need to consider the future of your loved ones after you are gone. One way to provide for your family if something happens to you is by purchasing a N.C. life insurance policy. While life insurance might be uncomfortable to think about, it's important to ask yourself: if something happens to you, will your loved ones be able to continue their lives financially? One Life to Live You’ve probably heard a similar story: A father or husband suffers an unexpected heart attack without warning. He may [...]

If You Think Life Insurance Is Not for You, Think Again2024-11-21T15:23:47-05:00

Make Your Insurance Premiums Affordable by Controlling Your Losses

Make Your Insurance Premiums Affordable by Controlling Your Losses Running a successful business demands time, energy, and a commitment to protect your business with the right insurance coverage to address your unique challenges. Despite your best efforts, losses will occur at some point. But what happens if those losses become a trend? Not only can repeated losses threaten the financial stability you’ve worked hard to achieve, but they can also lead to insurance premiums that strain your budget. To avoid this, focus on controlling your losses and keeping your premiums affordable. Understand the Link Between Losses and Insurance Premiums Accidents are inevitable in business, which is why you invest in business insurance protection. However, if losses become a [...]

Make Your Insurance Premiums Affordable by Controlling Your Losses2024-11-21T14:52:13-05:00

How to Protect Your Vacant Home

How to Protect Your Vacant Home Having N.C. homeowners insurance to protect your home isn’t as simple as it might seem. Your policy includes provisions, conditions, and exclusions that can affect your coverage. Many people don’t realize that leaving a home for an extended period could compromise their homeowners insurance coverage. According to the National Association of Insurance Commissioners (NAIC), your home may count as vacant if it remains unoccupied for 60 days or more. Because standard N.C. homeowners policies include a vacancy exclusion, leaving your home vacant might lead to a coverage denial if you experience a loss. Do you know how to protect your vacant home if you need to leave for an extended period? [...]

How to Protect Your Vacant Home2024-11-15T09:33:25-05:00

Issues Frequently Associated with Insuring Older Homes

Issues Frequently Associated with Insuring Older Homes Finding your dream home might mean visiting many properties to find the one that best fits your personality and taste. After all, this may be your biggest investment yet. If you’re drawn to the charm of older homes, you’ll need to consider certain factors when looking for homeowners insurance. While insurance for older homes isn’t always more expensive, some common issues may lead to higher N.C. insurance rates. Key Issues to Address Before Insuring an Older Home Outdated Plumbing - Galvanized steel pipes, often found in older homes, can lead to issues such as flooding and leaking. These pipes are prone to rust and deterioration, so they may [...]

Issues Frequently Associated with Insuring Older Homes2024-11-15T09:14:09-05:00

Why Special Event & Wedding Insurance is Essential for Your Big Day

Why You May Need Special Event or Wedding Insurance Special events happen all the time, so whether you’re getting married, hosting an engagement party, or celebrating a friend’s retirement at a special venue, it’s essential to be prepared. Planning these events requires a lot of time, money, and commitment. While everyone hopes for a picture-perfect celebration, things can go awry. Having the right protection in place can make all the difference. Fortunately, special event and wedding insurance can provide that protection. If you’re planning an event, read on to find out why you should consider this insurance before the big day. Wedding Woes Imagine that your daughter, after years of engagement, is finally getting married, [...]

Why Special Event & Wedding Insurance is Essential for Your Big Day2024-11-07T14:30:37-05:00
Paramount Insurance Agency is an independent insurance agency offering personal and business insurance protection to families and businesses all over North Carolina including High Point, Greensboro, Winston-Salem, Burlington, Raleigh, Cary, Wilmington, Charlotte and Asheville.

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