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Boat Insurance

Insuring Lakefront Properties

Insuring Lakefront Properties Having a second home on the lake comes with its share of perks such as relaxation, boating, soaking in the sun, and spending time with family and friends.  However, there are risks involved when insuring lakefront properties that must be addressed in order to have the protection you deserve.  If you own another home or are in the market for a second home on the lake, it is recommended you address some specific concerns so that you can optimize the insurance protection along with your investment.  Considerations to Explore When Insuring Lakefront Properties  You love spending time at your second home on the lake, especially now and in the coming months, but [...]

Insuring Lakefront Properties2024-05-21T15:08:37-05:00

Boating Season and Safety Measures

Boating Season and Safety Measures Young woman holding helm of a boat. Soaring temperatures and summer days are perfect times for boating.  In fact, the growing trend the last few years reflects a spike in recreational boat sales which means more lakes/waters are filled with people enjoying fun and sun on their boats.  However, a fun-filled boat day can turn disastrous in a matter of seconds if safety doesn’t remain a priority.  Before you climb aboard you need to make sure safety is number one on your radar. The good news is that while statistics reveal that boat sales are up, fatalities, injuries, and accidents resulting from boat outings are actually on the decline.  In [...]

Boating Season and Safety Measures2024-02-27T10:10:54-05:00

How to Get the Right Insurance for Your Boat

There is nothing like being out on the water in a boat, enjoying the fun in the sun and the wind in your hair, but regardless of what time of boat you may own, there are some rules, procedures, and regulations to which you must adhere in order to maintain safety on the water. Boat insurance is another issue that must be addressed and maintained BEFORE you can even put your boat in the lake, water, or ocean, but this is an issue that we can handle for you. Our N.C. independent insurance agents are boat lovers as well, and have been insuring boats since 1994, so we know how to get the right insurance [...]

How to Get the Right Insurance for Your Boat2018-07-23T11:12:14-05:00

3 Ways to Save on Boat Insurance

Now that the summer months are upon us, expect to see many more boats line the waters and witness people having a good time. In fact, if you are a boat owner, then you are probably one of those people who love to experience the thrill of your boat and the water, with family and friends. Shopping for boat insurance may not be one of the most thrilling things you do, so signing up for the cheapest, most advertised rate may seem like the easiest. The quicker you can sign up for that “cheap” rate, the quicker you can get on your boat for some real fun, right? Well, not so fast. You can actually [...]

3 Ways to Save on Boat Insurance2017-10-11T22:07:21-05:00

Money Saving Tips on Boat Insurance

Just like there are many different types of boats, there are just as many different types of boat insurance with varying rates and coverages, so trying to find what you need may get confusing and overwhelming. Finding the right type of boat insurance requires the same due diligence as deciding on which boat to purchase, so make sure you know what you are getting. It is possible to get the right type of boat insurance and still save money by following some money saving tips on boat insurance. Before You Set Sail, Know How to Save Money Do you always get what you pay for? If you don’t know what you are getting, you may [...]

Money Saving Tips on Boat Insurance2017-10-11T21:57:36-05:00

The Biggest Problem with Boat Insurance

Owning a boat may mean spending many fun-filled days on the water; however when it comes to finding the right type of boat insurance, the waters can get rough. What most people don’t realize is that their N.C. homeowners policy does not provide the type of specialty insurance you need for your boat, whether it is a powerboat, fishing boat, or houseboat, to name a few. While your N.C. homeowners policy may cover your boat while it is stored on your property, it will not provide coverage for your boat on the water, leaving you exposed to many risks that could sink you financially! If you do suffer a covered loss to your boat, you [...]

The Biggest Problem with Boat Insurance2018-04-26T00:45:38-05:00

Tips to Avoid the Most Common Boating Accidents

What you plan on happening while boating is not always what actually happens. Imagine planning a great day on the lake on the boat with friends, cooler packed, sunscreen on, when out of nowhere you plow into a submerged tree stump. Not only is there significant damage to your boat, but also some of your passengers are complaining of neck pain. Are you prepared to handle this type of situation? Knowing tips to avoid the most common boating accidents doesn’t prevent them from happening, but it will make you more aware of the risks involved while prioritizing safety! Common Causes of Boating Accidents, but Not Limited to: Many unfortunate things happen while boating every day [...]

Tips to Avoid the Most Common Boating Accidents2017-10-11T23:59:02-05:00

Is Your Boat Properly Covered?

With spring and summer being right around the corner, you may be thinking of hopping on your jet ski or boat and enjoying lots of fun in the sun!  While the standard NC homeowners insurance policy may provide minimal coverage for your boat, it will NOT meet all of your boat coverage needs.  Is YOUR boat properly covered? YOUR boat, jet ski, or watercraft needs its very own policy to be properly covered; however, owning a boat brings a “boatload” of questions as to the many types of NC boat insurance that are available. What Are the Different Types of NC Boat Coverage? There are four basic types of coverage every standard NC boat policy [...]

Is Your Boat Properly Covered?2018-04-26T00:33:53-05:00

Common Causes of Boating Accidents

There’s no substitute for experience and education when it comes to boating safety. Having the knowledge and experience to know how to avoid or react to the most common causes of boating accidents can not only reduce damages but can prevent injuries or worse. In 2012, the US Coast Guard reported 4,515 accidents that involved 651 deaths, 3,000 injuries and $38 million in damages as a result of recreational boating accidents. Almost 71% of the fatalities, drowning was the cause of death and of those, 85% were not wearing a life jacket. Of these accidents, here are the top 10 causes… #1- Operator Inattention #2- Operator Inexperience #3- Improper Lookout #4- Machinery Failure #5- Excessive [...]

Common Causes of Boating Accidents2018-04-26T00:25:58-05:00
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