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COMMERCIAL INSURANCE

Protecting Your Cargo and Business: The Importance of Commercial and Cargo Trucking Insurance This Spring

Protecting Your Cargo and Business: The Importance of Commercial and Cargo Trucking Insurance This Spring Spring brings new opportunities and challenges for the trucking industry. From increased freight demand to unpredictable weather conditions, trucking companies must be prepared for the unexpected. Paramount Insurance Agency in North Carolina offers specialized commercial and cargo trucking insurance to protect your business, drivers, and cargo. Here’s why commercial and cargo trucking insurance is essential this season. 1. Why Spring Is a Critical Time for Trucking Insurance As freight volume increases in the spring, so do the risks on the road. Sudden storms, increased traffic, and changing road conditions can lead to accidents and delays. Having comprehensive trucking insurance ensures [...]

Protecting Your Cargo and Business: The Importance of Commercial and Cargo Trucking Insurance This Spring2025-04-01T10:16:31-05:00

How Paramount Insurance Agency Can Help You This Tax Season

How Paramount Insurance Agency Can Help You This Tax Season Tax Day is quickly approaching, and while most people are focused on filing returns and maximizing deductions, it's also a great time to reassess your financial security. Paramount Insurance Agency in North Carolina provides a range of insurance solutions that can complement your tax planning and financial strategy. Here’s how we can help: 1. Home Insurance & Property Deductions If you own a home, you may be eligible for tax deductions related to mortgage interest and property taxes. Ensuring that your home insurance policy is up to date with the right coverage can protect this valuable asset. If you’ve made any improvements to your home, [...]

How Paramount Insurance Agency Can Help You This Tax Season2025-03-31T12:45:07-05:00

Truck Drivers and Liability: What Happens If You’re at Fault in an Accident?

Truck Drivers and Liability: What Happens If You're at Fault in an Accident? For truck drivers, the road comes with risks, and accidents can happen despite the best precautions. Truck driver liability in an at-fault accident can lead to significant financial and legal consequences.. Understanding how liability works and ensuring you have the right trucking insurance coverage is crucial to protecting yourself and your business. Understanding Liability in a Trucking Accident When a truck driver is at fault in an accident, they (or their employer) are responsible for covering damages, which may include: Bodily Injury – Medical expenses, lost wages, and pain and suffering for injured parties. Property Damage – Repairs or replacement of other [...]

Truck Drivers and Liability: What Happens If You’re at Fault in an Accident?2025-03-28T14:05:21-05:00

What is the MCS-90 Form for Trucking Businesses?

What is the MCS-90 Form for Trucking Businesses? If you run a trucking business, you may have heard of "MCS-90" in insurance discussions. But what is the MCS-90 form, and why does it matter? At Paramount Insurance Agency in High Point, NC, we help trucking companies navigate insurance complexities, including federal requirements that affect operations. Understanding the MCS-90 Form The MCS-90 form is an endorsement attached to a motor carrier’s liability insurance policy to meet federal regulations. It is required for trucking businesses transporting goods across state lines under Federal Motor Carrier Safety Administration (FMCSA) rules. This form proves a motor carrier has financial responsibility for public liability. It covers bodily injury, property damage, and [...]

What is the MCS-90 Form for Trucking Businesses?2025-03-20T09:06:19-05:00

How to Save on Commercial Auto Insurance in North Carolina

How to Save on Commercial Auto Insurance in North Carolina Commercial auto insurance is essential for protecting your business vehicles and drivers, but it doesn’t have to be expensive. At Paramount Insurance Agency in North Carolina, we understand the importance of managing expenses while keeping your business protected. Here are practical tips to help you save on commercial auto insurance without compromising on coverage. 1. Bundle Your Insurance Policies One of the simplest ways to save is by bundling your commercial auto insurance with other business policies. Paramount Insurance Agency offers a range of commercial coverages, including general liability, property insurance, and workers’ compensation. By consolidating your policies with one provider, you can qualify for [...]

How to Save on Commercial Auto Insurance in North Carolina2025-02-25T11:11:13-05:00

Review and Refresh: When to Update Your Insurance Policies

Review and Refresh: When to Update Your Insurance Policies Life is constantly changing, and so are your insurance needs. Whether you’ve recently purchased a new home, expanded your business, or even just upgraded your car, it’s essential to keep your insurance policies up to date. At Paramount Insurance Agency, we believe that regular policy reviews are a crucial step to ensuring you’re adequately protected. Here’s when you should consider updating your insurance policies and why it’s so important. Why Update Your Insurance Policies? Insurance is not a one-size-fits-all solution. As your life evolves, your coverage needs may increase or decrease. Failing to adjust your policies can leave you underinsured or even paying for coverage you [...]

Review and Refresh: When to Update Your Insurance Policies2025-02-20T10:11:25-05:00

Protect Your Business: Addressing Gaps in N.C. Contractors Insurance

Does Your N.C. Contractors Insurance Have a Gap? Spring and summer are popular seasons when contractors often find themselves flooded with jobs due to favorable weather and an improving economy. However, while plentiful job opportunities are welcome, they come with certain risks commonly associated with artisan contractors. Without the right type of N.C. contractors insurance, you could be financially exposed, potentially leaving you in a difficult situation. Does your N.C. contractors insurance have a gap that could threaten your business and reputation? As an artisan contractor, you work hard to meet job demands, survey potential projects, and organize work crews daily to satisfy your customers. But what happens when something goes wrong? Accidents and faulty workmanship can [...]

Protect Your Business: Addressing Gaps in N.C. Contractors Insurance2024-08-30T09:41:17-05:00

Hiring Safe Drivers for Your N.C. Trucking Business

Hiring Safe Drivers for Your N.C. Trucking Business As a trucking business owner, you understand the importance of your business reputation and how it impacts your success. Building your business takes years, but it only takes a short time to ruin it if certain guidelines and safety measures aren't in place. Your business depends heavily on your fleet drivers. This is why hiring safe drivers for your N.C. trucking business is vital if you plan to keep operating for any length of time. Whether your drivers work on a limited or full-time basis, the standards for their driving safety practices should remain the same. Driving trucks or vehicles to transport goods or provide a service [...]

Hiring Safe Drivers for Your N.C. Trucking Business2024-07-12T07:50:34-05:00

How to Get Your CDL License 

How to Get Your CDL License  The trucking industry in the United States is the “backbone” of our economy as we rely heavily on the transportation of goods. Truck drivers are hailed as “essential” to our society and you may see an increasing rise in the number of people who wish to pursue this type of profession.  However, before you can become a truck driver or bus driver, you are required to obtain a Commercial Driver’s License, otherwise known as your CDL.  Find out how to get your CDL license today so you can join the other drivers in this most valuable profession.  Whether your plan is to transport goods from manufacturing locations to retailers, [...]

How to Get Your CDL License 2024-05-21T15:06:52-05:00

In a Riot, Would Your Truck/Trailer be Covered?

The year 2020 brought along many difficult situations that changed the world as we knew it.  Along with a Pandemic, the year brought about many property losses due to riots, civil commotion and vandalism.  Streets all over the U.S. were swarmed with protesters and rioters which certainly created civil unrest in our communities, along with prompting a new set of exposures for the trucking industry. These difficult times have made trucking business owners take a new approach to protecting their trucks and trailers. Ask yourself  "In a riot, would  your truck and/or trailer be covered?" Business Solutions to Provide Peace of Mind During Those Unpeaceful Times, Such as a Riot Riots, civil unrest, and vandalism [...]

In a Riot, Would Your Truck/Trailer be Covered?2021-04-22T15:59:10-05:00
Paramount Insurance Agency is an independent insurance agency offering personal and business insurance protection to families and businesses all over North Carolina including High Point, Greensboro, Winston-Salem, Burlington, Raleigh, Cary, Wilmington, Charlotte and Asheville.

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