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Flood Insurance

Important Facts About Flood Coverage

Unfortunately flooding can happen to anyone, resulting in devastating, financial ruin to your home, regardless of where you live. However, most people think if they reside in an area not designated as a “flood zone” they are immune from flood disasters. Flooding does not discriminate so it’s vital you are aware of some important facts about flood coverage to ensure safety and protection of your home. Everyone Is at Risk   Imagine buying your dream home in an area that is clearly out of a flood zone, so the thought of purchasing flood insurance never entered your mind. However, a flood did ensue, causing astronomical damage to your home and after learning your N.C. homeowners [...]

Important Facts About Flood Coverage2018-05-04T06:31:29-05:00

Basic Facts Surrounding Flood Insurance

When you think of flooding, you may not think of North Carolina as a high-risk state, but flooding can happen anywhere in a matter of minutes. According to the National Flood Insurance Program (NFIP), more than 20% of flood claims occur in low to moderate risk areas, so while you may think your home is adequately protected with your current N.C. homeowners insurance policy, will you have any protection should your home suffer flood damage? Knowing some basic facts surrounding flood insurance can help protect your home, which may be your biggest investment. Flooding is Excluded Under Your N.C. Homeowners Insurance Policy Many people think that if flooding occurs, resulting in damage to their home, [...]

Basic Facts Surrounding Flood Insurance2018-04-26T00:22:32-05:00