Flood Insurance

Some of the Most Common Homeowner’s Claims 

Some of the Most Common Homeowner’s Claims  Owning a home means you will inevitably encounter some type of homeowners claim, such as a plumbing issue, damaged property, or theft, to name a few.  Regardless of the unexpected situation, you will be faced with damage to your home or property, some of which can be quite costly.  Knowing some of the most common homeowners claims along with having the right homeowner’s insurance protection is essential to protecting perhaps your biggest investment.  Helpful Information to Prepare for the Common Homeowner’s Claims’  Knowing some of the most common homeowner's insurance claims won’t prevent them from happening but can help you prepare for those unexpected claims when they do. [...]

Some of the Most Common Homeowner’s Claims 2024-05-21T20:54:42-05:00

Insuring Lakefront Properties

Insuring Lakefront Properties Having a second home on the lake comes with its share of perks such as relaxation, boating, soaking in the sun, and spending time with family and friends.  However, there are risks involved when insuring lakefront properties that must be addressed in order to have the protection you deserve.  If you own another home or are in the market for a second home on the lake, it is recommended you address some specific concerns so that you can optimize the insurance protection along with your investment.  Considerations to Explore When Insuring Lakefront Properties  You love spending time at your second home on the lake, especially now and in the coming months, but [...]

Insuring Lakefront Properties2024-05-21T15:08:37-05:00

Your Flood Risk Is Rising

When you think of damages caused by flooding, you may only consider homes that are in high-risk areas to be a target; however, did you know that almost 25% of all insurance claims come from low-to moderate flood risk areas?  That’s right!  If your home sustains flood damage, you need to realize that your N.C.  homeowners insurance policy typically excludes damages caused by flooding so if you don’t have the right flood insurance protection, you may be facing some serious financial difficulties down the road.  Your flood risk is rising. Are you protected? Flooding Does Not Discriminate Flooding can quickly cause significant damages to your home and while you may not live in a high-risk [...]

Your Flood Risk Is Rising2020-01-06T19:26:41-05:00

Important Facts About Flood Coverage

Unfortunately flooding can happen to anyone, resulting in devastating, financial ruin to your home, regardless of where you live. However, most people think if they reside in an area not designated as a “flood zone” they are immune from flood disasters. Flooding does not discriminate so it’s vital you are aware of some important facts about flood coverage to ensure safety and protection of your home. Everyone Is at Risk   Imagine buying your dream home in an area that is clearly out of a flood zone, so the thought of purchasing flood insurance never entered your mind. However, a flood did ensue, causing astronomical damage to your home and after learning your N.C. homeowners [...]

Important Facts About Flood Coverage2018-05-04T06:31:29-05:00

Basic Facts Surrounding Flood Insurance

When you think of flooding, you may not think of North Carolina as a high-risk state, but flooding can happen anywhere in a matter of minutes. According to the National Flood Insurance Program (NFIP), more than 20% of flood claims occur in low to moderate risk areas, so while you may think your home is adequately protected with your current N.C. homeowners insurance policy, will you have any protection should your home suffer flood damage? Knowing some basic facts surrounding flood insurance can help protect your home, which may be your biggest investment. Flooding is Excluded Under Your N.C. Homeowners Insurance Policy Many people think that if flooding occurs, resulting in damage to their home, [...]

Basic Facts Surrounding Flood Insurance2018-04-26T00:22:32-05:00
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