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HOMEOWNERS INSURANCE

Umbrella Insurance: Extra Protection for a Rainy Day

Umbrella Insurance: Extra Protection for a Rainy Day May is known for its unpredictable weather, and just like sudden rainstorms, life can throw unexpected events your way. That’s why many people turn to umbrella insurance coverage—an extra layer of financial protection that goes beyond your standard home, auto, or renters insurance policies. At Paramount Insurance Agency, we believe peace of mind should be part of every plan. What Is Umbrella Insurance? Umbrella insurance is a type of liability coverage that kicks in when your underlying insurance (like home or auto) reaches its limit. It helps protect your finances in the event of large claims or lawsuits that would otherwise leave you responsible for out-of-pocket costs. [...]

Umbrella Insurance: Extra Protection for a Rainy Day2025-04-14T09:35:01-05:00

Spring Storms and Your Insurance: Are You Prepared?

Spring Storms and Your Insurance: Are You Prepared? As spring arrives in North Carolina, so does the risk of unpredictable weather. Spring storm insurance coverage is essential for protecting your home and vehicles from heavy rain, hail, strong winds, and flooding. At Paramount Insurance Agency, we’re here to help you ensure you're prepared for whatever the season brings. Common Spring Storm Risks Spring storms can cause a variety of issues, including: Wind Damage: Strong winds can tear off shingles, damage siding, and topple trees. Hail Damage: Hail can dent vehicles, crack windows, and harm roofs. Flooding: Heavy rainfall can lead to water damage in basements and crawl spaces. Lightning Strikes: Power surges and fires caused [...]

Spring Storms and Your Insurance: Are You Prepared?2025-03-31T12:45:40-05:00

How Paramount Insurance Agency Can Help You This Tax Season

How Paramount Insurance Agency Can Help You This Tax Season Tax Day is quickly approaching, and while most people are focused on filing returns and maximizing deductions, it's also a great time to reassess your financial security. Paramount Insurance Agency in North Carolina provides a range of insurance solutions that can complement your tax planning and financial strategy. Here’s how we can help: 1. Home Insurance & Property Deductions If you own a home, you may be eligible for tax deductions related to mortgage interest and property taxes. Ensuring that your home insurance policy is up to date with the right coverage can protect this valuable asset. If you’ve made any improvements to your home, [...]

How Paramount Insurance Agency Can Help You This Tax Season2025-03-31T12:45:07-05:00

Spring Home Maintenance and Your Homeowners Insurance

Spring Home Maintenance and Your Homeowners Insurance As spring arrives, it’s the perfect time for homeowners to inspect, repair, and refresh their properties after the challenges of winter. In addition to spring cleaning, it’s essential to evaluate your homeowners insurance policy to ensure you have the right protection for the season ahead. Paramount Insurance Agency is here to help you understand how your policy works with seasonal home maintenance. Why Spring Maintenance Matters Winter weather can take a toll on your home, leading to potential insurance claims if issues go unaddressed. Performing seasonal maintenance not only preserves your home’s value but can also prevent costly repairs that may or may not be covered by insurance. [...]

Spring Home Maintenance and Your Homeowners Insurance2025-03-28T14:03:01-05:00

Top Insurance Tips for First-Time Homebuyers in North Carolina

Top Insurance Tips for First-Time Homebuyers in North Carolina Buying your first home is exciting, but it also means making smart choices about insurance. At Paramount Insurance Agency, we’re here to help North Carolina’s first-time buyers protect their investment. Here’s what you need to know: 1. Know What Home Insurance Covers Home insurance typically protects your house, personal belongings, liability, and living expenses if your home becomes uninhabitable. In North Carolina, however, flood and earthquake damages aren’t covered by standard policies. If your new home is in a high-risk area, consider adding extra coverage. 2. Compare Quotes to Save Money Insurance rates differ between providers, so shopping around is essential. Paramount Insurance Agency works with [...]

Top Insurance Tips for First-Time Homebuyers in North Carolina2025-02-27T16:43:18-05:00

How to Save on Commercial Auto Insurance in North Carolina

How to Save on Commercial Auto Insurance in North Carolina Commercial auto insurance is essential for protecting your business vehicles and drivers, but it doesn’t have to be expensive. At Paramount Insurance Agency in North Carolina, we understand the importance of managing expenses while keeping your business protected. Here are practical tips to help you save on commercial auto insurance without compromising on coverage. 1. Bundle Your Insurance Policies One of the simplest ways to save is by bundling your commercial auto insurance with other business policies. Paramount Insurance Agency offers a range of commercial coverages, including general liability, property insurance, and workers’ compensation. By consolidating your policies with one provider, you can qualify for [...]

How to Save on Commercial Auto Insurance in North Carolina2025-02-25T11:11:13-05:00

Review and Refresh: When to Update Your Insurance Policies

Review and Refresh: When to Update Your Insurance Policies Life is constantly changing, and so are your insurance needs. Whether you’ve recently purchased a new home, expanded your business, or even just upgraded your car, it’s essential to keep your insurance policies up to date. At Paramount Insurance Agency, we believe that regular policy reviews are a crucial step to ensuring you’re adequately protected. Here’s when you should consider updating your insurance policies and why it’s so important. Why Update Your Insurance Policies? Insurance is not a one-size-fits-all solution. As your life evolves, your coverage needs may increase or decrease. Failing to adjust your policies can leave you underinsured or even paying for coverage you [...]

Review and Refresh: When to Update Your Insurance Policies2025-02-20T10:11:25-05:00

Navigating the 2025 Homeowners Insurance Rate Increases in North Carolina

Navigating the 2025 Homeowners Insurance Rate Increases in North Carolina In January 2025, North Carolina Insurance Commissioner Mike Causey reached a settlement with the North Carolina Rate Bureau regarding homeowners insurance rates. Initially, the Rate Bureau proposed a steep 42.2% average statewide increase, with some areas facing hikes of up to 99.4%. After negotiations, a more moderate increase was agreed upon to balance the financial stability of insurance providers with affordability for homeowners. Key Details of the Settlement Phased Rate Increases: Homeowners insurance base rates will increase by an average of 7.5% on June 1, 2025, followed by another 7.5% hike on June 1, 2026. This gradual approach allows homeowners to adjust over time. Territorial [...]

Navigating the 2025 Homeowners Insurance Rate Increases in North Carolina2025-02-10T09:48:29-05:00

Why Are Home and Car Insurance Rates So High in North Carolina?

Why Are Home and Car Insurance Rates So High in North Carolina? If you’re a resident of North Carolina, you may have noticed that home and car insurance premiums seem to be on the rise. At Paramount Insurance Agency in High Point, NC, we often hear from clients wondering why their rates are so high. While this trend is frustrating, understanding the factors behind these increases can help shed some light on the situation. Here are the main reasons why insurance rates are climbing in North Carolina. Increased Weather-Related Risks North Carolina’s diverse geography—ranging from the mountains to the coast—makes it particularly vulnerable to natural disasters. Hurricanes, floods, and windstorms have become more frequent and [...]

Why Are Home and Car Insurance Rates So High in North Carolina?2025-01-08T16:58:26-05:00

Long-Term Care Insurance in North Carolina

Secure Your Future with Long-Term Care Insurance in North Carolina As we age, planning for the unexpected becomes increasingly important. One critical aspect of this planning is ensuring you have a safety net in place for long-term care. For residents of North Carolina, especially in High Point, Paramount Insurance Agency is here to guide you through the complexities of long-term care insurance. What is Long-Term Care Insurance? Long-term care insurance helps cover the cost of care that isn't typically included in health insurance, Medicare, or Medicaid. This includes assistance with daily activities like bathing, dressing, eating, and mobility. Whether care is needed at home, in an assisted living facility, or a nursing home, long-term care [...]

Long-Term Care Insurance in North Carolina2024-12-18T15:58:28-05:00
Paramount Insurance Agency is an independent insurance agency offering personal and business insurance protection to families and businesses all over North Carolina including High Point, Greensboro, Winston-Salem, Burlington, Raleigh, Cary, Wilmington, Charlotte and Asheville.

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