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Life Insurance

Term Insurance Versus Permanent Life Insurance

Many people may find the whole concept of life insurance rather confusing especially when you hear ALL of the different types of life insurance options that are available. Typically life insurance is broken into two main categories. The main types you may hear are “term” and “permanent” which brings you to the everlasting question… Term insurance versus permanent life insurance: What’s right for you? You can’t answer that question without knowing some basic differences between the two. What is Term Life Insurance? Term insurance is specifically designed for life insurance coverage for only a specified “term”, which may be 10 or 20 years, at a reasonably priced cost. This type of insurance has a death [...]

Term Insurance Versus Permanent Life Insurance2017-10-11T23:58:23-05:00

How Much Life Insurance Do You Need?

This question is one that comes up quite regularly and is indeed a good one to ask! Purchasing a North Carolina life insurance policy provides protection for your family and those that depend on you financially, after you are gone, but how much life insurance do you need?  Consider This…  You are a 55-year-old man who is the breadwinner of your family, which consists of a stay at home wife and 3 small children. Without a warning, you die of a heart attack and now what? Will your wife have to go to work now? Who will take care of the 3 children? What will happen to your home if there isn’t enough money to [...]

How Much Life Insurance Do You Need?2018-04-26T00:38:35-05:00

Buying Life Insurance has Never Been Easier

You can’t protect your family from the grief caused by losing a loved one; but you can protect them financially with life insurance. Protect your family from the loss of a breadwinner by getting the right Life Insurance for them now. Don’t postpone buying life insurance; do it while you are young and healthy and lock in those rates for as long a term as possible. Insurance is about risk, and obviously the older you are the more likely you will develop health conditions that may make it more difficult and costly to obtain life insurance protection. Life insurance is unique in that you should buy it when you don’t think you will need it. Buying [...]

Buying Life Insurance has Never Been Easier2018-04-26T00:25:28-05:00

Is Your Life Covered?

The answer we often hear from folks when we ask "Is your life covered?" is “Yes, I have life insurance from work”. That may be true, but is it enough and can you take it with you if you changed jobs or get laid off? Many times, people will tend to put buying life insurance off until it’s too late. By saying “too late” I don’t mean death. Of course that IS too late. In many cases, people wait too late in life and health issues come up making buying much needed life insurance very difficult and/or very expensive. Many health conditions arise as we age such as diabetes, heart conditions, cancer, high blood pressure, [...]

Is Your Life Covered?2018-04-25T18:55:39-05:00
Paramount Insurance Agency is an independent insurance agency offering personal and business insurance protection to families and businesses all over North Carolina including High Point, Greensboro, Winston-Salem, Burlington, Raleigh, Cary, Wilmington, Charlotte and Asheville.

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