Yes, your motorcycle insurance policy can pay for their injuries in two ways. First, if their injuries are minor and regardless if you were at fault or not, your medical payments coverage can pay for this. If you are responsible for the accident, injuries could be paid from your liability coverage. If you are not responsible for the accident and the other driver who is responsible doesn’t have coverage, then your uninsured motorist and underinsured motorist coverage will pay provided you have this coverage. All of this can apply provided you have the right coverages. You should talk to an insurance agent that understands motorcycle insurance and can get you the right coverage. Beware that not all motorcycles policies are the same in North Carolina and coverages vary from one company to the next.
If I am in an accident and someone is riding on the back of motorcycle with me and hurt, will my motorcycle insurance policy pay for their injuries?
Share This Story, Choose Your Platform!
About the Author: Tom Wiecek
President of the award winning protection team at Paramount Insurance Agency since 1997. As independent agents, Tom Wiecek and his team work for their clients, not for an insurance company. They focus on finding the right protection designed specifically for your needs at the lowest cost.