Damage from water and sewer backup is NOT covered by the standard NC homeowners insurance policy but can be endorsed to include this coverage and you can choose the limits of coverage desired. If you have a higher value home, you’ll want to make sure you have a high enough limit to cover this potentially costly damage to your home.
Will my homeowners insurance cover the damage if water or sewage backs up in my house?
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About the Author: Tom Wiecek
President of the award winning protection team at Paramount Insurance Agency since 1997. As independent agents, Tom Wiecek and his team work for their clients, not for an insurance company. They focus on finding the right protection designed specifically for your needs at the lowest cost.