Tom's Blog
Summertime drums up many thoughts and plans of vacations, boating, swimming, cooking out and road tripping; however, despite all the fun and games, this is the time that many unfortunate things can happen, taking the fun right out of that good time. The key here is to be aware of the most common summertime insurance claims so that if something bad does happen, you will be prepared.
Below Are Some of the Most Common Summertime Claims, but Not Limited to:
Home Burglary and Break-Ins- Summertime tends to lead to an increase in home burglary and break-ins simply because homeowners may be vacating more, leaving their home unoccupied. Because vandals tend to come out more frequently during the summer months, your home could be the next target if you don’t take necessary precautions such as installing a home alarm security system, motion detection lights, and working with your neighbors to collect mail, newspapers or packages while you are away. Click here to read my article Low Cost Ways to Protect Your Home from Burglars.
Boating Accidents- While boats provide a “boatload” of fun, they also come fully loaded with risks. Boating accidents obviously increase in the summer months leaving you with an increased exposure to insurance claims. If you are a boat owner, always make sure it is properly insured and in suitable running condition before you hit the lake, so that if you break down, have a boat collision or crash into people on jet-skis, you will have the boat insurance protection that you need.
Car Accidents- In the summertime months, more people are traveling/vacationing, leading to an increase in auto insurance claims. There are countless incidents that can happen when you hit the road for your vacation such as an overheated car, collision with another vehicle on the road, or tire blowouts. Keep your car in good running condition and make sure you have the right auto insurance for your safety and protection!
Drownings- With a spike in the temperature outside, there is a spike in pool drownings. If you are a pool owner, make sure your gates are always locked so that kids cannot sneak into your backyard and jump into the pool. Being the owner of a pool comes with a lot of responsibility so make sure you do the responsible thing and have adequate N.C. homeowners insurance protection. Our independent insurance agency is here to assist you so that should a terrible accident like this occur, you will be safeguarded.
BBQ Grill Fires- Cookouts are enjoyable; however there are safeguards you need to take to remain protected and prevent fires. Never leave the grill unattended or near flammables and if using charcoal, always make sure the embers are entirely out before leaving it. Grilling can turn disastrous if you aren’t careful.
We Can Help Keep Your Summertime Safe!
Trust Paramount Insurance Agency with ALL of your insurance needs TODAY. Keeping you safe 12 months out of the year is our priority so call us at 866-869-3335 or visit our Website for more information. With the right insurance, you can enjoy the summer to its fullest!
