What Type of N.C. Restaurant Insurance is Best for Your Restaurant?As a restaurant owner, you understand that running your business can be many things including fun, exciting, and demanding, just to name a few. Protecting your restaurant with the RIGHT N.C. restaurant insurance can be complex and confusing with so many available options. So, how do you know what type of N.C. restaurant insurance is best for your restaurant?

First of all, as the restaurant owner, you know that one size does not fit all. Each restaurant is different so what may work for yours may not work for the one across the street. However, what all North Carolina restaurant owners DO need for their insurance protection is:

These available coverage options listed above are a must for restaurant business owners, as they will cover a rather broad spectrum of realistic situations that may arise in your industry.

Suppose This Happens at Your Restaurant

Below are just some of the situations/risks that could happen as a N.C. restaurant owner:

  • Large amounts of people become violently ill due to food contamination from your restaurant, resulting in a shut down during the investigation.
  • Your restaurant catches on fire, destroying the entire building and all the contents inside, resulting in a shutdown while the building is being rebuilt.
  • A customer gets intoxicated at the bar one night and while driving home, that customer is involved in a serious accident.

These three scenarios happen all the time in the restaurant business. You must ask yourself if any of the above risks should happen, would YOUR N.C. business be protected? Contact your N.C. independent agent to inquire about your specific needs for your restaurant business to insure the proper protection!

In addition to the major listed coverage options that your restaurant business needs, there are many others you may need to custom fit your N.C. business. There are so many unique risks out there depending on your type of restaurant, so it is important to discuss with your agent. Below are just SOME of additional North Carolina restaurant insurance coverage options that are available.

  • Loss of Business Insurance
  • Employee Dishonesty/Theft
  • Sewer and Drain Backup
  • Business Auto Insurance
  • Specific Peril Insurance
  • Medical Payments Coverage
  • And Many More!

We, here at Paramount Insurance Agency, can sit down with you to establish the potential risks for YOUR restaurant so that we can provide the right type of insurance that best protects you and your livelihood. Restaurant insurance can be confusing; however we can put your mind at ease by allowing us to do the work for you! We are a N.C. independent insurance agency who will work for you! Call TODAY at 866-869-3335!

 

 

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