This can be covered in 2 ways. First, your homeowners insurance policy provides medical payments coverage and this will pay for the medical bills up to the limit specified regardless of who was at fault. If you are found at fault for the injuries, your personal liability coverage can protect you.
My son’s friend is hurt while playing in my back yard?
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About the Author: Tom Wiecek
President of the award winning protection team at Paramount Insurance Agency since 1997. As independent agents, Tom Wiecek and his team work for their clients, not for an insurance company. They focus on finding the right protection designed specifically for your needs at the lowest cost.