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North Carolina Business Owners Policy2018-04-25T19:19:47+00:00

Call 866-869-3335 To Get the Right Business Owners Insurance Protection For You at the Lowest Cost!

NC Business Owners Insurance PolicySmall and medium sized business are exposed to a number of perils that can be costly if not protected against properly. The North Carolina Business Owners Insurance Policy (BOP) has become very popular for business owners because of the many coverage’s packaged into one inexpensive policy.

By packaging several insurance policies into one simple policy, you not only get very comprehensive coverage but you can save a lot of money. Although it is not designed to be the only policy a business needs, additional types of coverage can be purchased such as workers compensation insurance, commercial auto insurance, business umbrella insurance and employment practices.

The typical North Carolina Business Owners Policy includes coverage for:

  • Property insurance– building, inventory and equipment
  • Liability– covers harm to others and their property
  • Business Interruption– replaces loss of income and pays for continuing expenses until your business is back up
  • Crime– Covers losses due to employee dishonesty, money and securities and embezzlement

There are also options that can be included to a BOP including hired and non-owned autos, valuable papers, rented equipment and more.

There are variations to what is actually covered and special limits apply. That is why it’s best to discuss your business’ individual needs and address these needs.

The BOP is typically the perfect solution for small to medium size businesses such as restaurants, retail stores, real estate offices, accounting firms, law offices, dentists, optometrists and more. Call our office to find out if your North Carolin business can qualify for a North Carolina Business Owners Policy.

You Can Save Even More by Combining Your Commercial Insurance Policies:

Call 866-869-3335 For a FREE No Obligation Quote Today or Complete the Form on the Right!

NC Business Owners Insurance Related Articles and Resources

The Importance of Business Interruption Coverage

Business Insurance for Your N.C. Restaurant

Find Out Whether You Need Insurance for Your Home-Based Business

The Most Common Risks Storeowners Face

How to Protect Your Investment with the Right Homeowners Insurance

Protect Your Long Term Success with Business Interruption Coverage

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