Tom's Blog
Why You May Need Special Event or Wedding Insurance
Special events happen all the time, so whether you’re getting married, hosting an engagement party, or celebrating a friend’s retirement at a special venue, it’s essential to be prepared. Planning these events requires a lot of time, money, and commitment. While everyone hopes for a picture-perfect celebration, things can go awry. Having the right protection in place can make all the difference. Fortunately, special event and wedding insurance can provide that protection. If you’re planning an event, read on to find out why you should consider this insurance before the big day.
Wedding Woes
Imagine that your daughter, after years of engagement, is finally getting married, and the date is set. You’ve made all the preparations: chosen the venue, planned the menu, ordered invitations, and paid deposits. Excitement is in the air. But a week before the wedding, the reception venue catches fire and burns down. Panic sets in as you realize you’ve lost thousands in deposits, and now, you’re frantically searching for a new venue at the last minute. Without wedding insurance, your joyful celebration can quickly turn into disappointment.
What Is Special Event or Wedding Insurance?
Special event and wedding insurance covers unexpected situations that may arise around a special event. Whether the issue is a problem with the reception site, an illness or injury, cancellation, severe weather, or another covered peril, this insurance protects you from related expenses. It’s relatively inexpensive and must be purchased before the event. The reassurance that you’re covered if something goes wrong is truly priceless.
Customize Your Coverage
As soon as you start planning an event, contact your local N.C. independent insurance agent to discuss the details. Your agent can help customize coverage to meet your specific needs so you only pay for what you actually need. As planning progresses, keep your agent updated so they can modify your special event insurance coverage if necessary.
Additionally, keep an inventory of any gifts you receive at the event—whether for a retirement, birthday, anniversary, or wedding—that may require insurance under a scheduled personal property endorsement. With this coverage, you’ll have adequate protection if valuables are lost or stolen. Your N.C. independent insurance agent can help ensure all your valuables are covered.
Paramount Insurance Agency is here to provide the customer service you need and can answer any questions about events you’re planning. Take the worry out of organizing special celebrations by investing in special event and wedding insurance today.
