Life Insurance

Life Insurance is one type of insurance that many people aren’t quite sure if they need and if they realize they DO need it, they aren’t quite sure of the type of life insurance most preferred and in what amount. Before you purchase life insurance, you need to be aware of 5 mistakes when buying life insurance so when you do make that investment, you will know the best type of life insurance most suited for your particular needs. Protect the people who depend on you the most with life insurance. If you have people or loved ones who depend on you financially, it is recommended that you have a life insurance policy in place [...]

In the blink of an eye, tragedy can strike without warning, and suddenly your family is mourning the loss of you, the breadwinner. You have provided for your family for years and worked hard to establish a comfortable life for them, but without you, your family may be left wondering how they will continue on financially. Nobody likes to contemplate life without his or her loved ones, but you must consider putting a life insurance policy in place in order to preserve a comfortable life for your family, should something devastating happen to you. Life insurance isn’t for you; it’s for those you love. Some Considerations Relative to Life Insurance  Imagine this happening to your [...]

When you start your dream business, you typically don’t think of all the possibilities of what could happen to your business, but you should. Obviously insuring your business for unfortunate incidents is vital to the success of your business; but have you considered what may happen if you jointly own the business and something happens to you or your business partner? Using a Buy-Sell agreement to perpetuate your business after you are gone is something you may want to consider if you want your dream business to continue. What is a Buy-Sell Agreement? A Buy-Sell Agreement is a legally bound contract between the owners of a business that outlines how the business will continue when [...]

Life insurance is a topic that seems to come up quite a bit, either on the radio, with your local independent insurance agent, or on television; but do you really know that much about it? There is much speculation about how much life insurance one needs or if you even need it at all, so this topic can be rather intimidating, but doesn’t have to be. Find out how much life insurance is enough for you so you can stop the questioning. Plan Today for Tomorrow’s Unexpected You work hard every day to provide for your family financially and without your income, your family’s lives may change immensely. The first aspect to consider when planning [...]