info@paramountinsurance.net
FacebookXYouTubeLinkedIn

Toms Blog

The Ugly Truth About Making Insurance Claims

The word “insurance” can mean lots of things to many different people with the meaning interpreted as either a positive or a negative. The truth is that “insurance” has BOTH positive and negative qualities, but sometimes the ugly truth about making insurance claims remains this dirty little secret and this secret needs to be exposed. Should You Turn in A Claim? Imagine being on vacation when someone vandalizes your car resulting in approximately $1500 worth of damages. You immediately notify your car insurance agent who advises that your deductible is $1000 and from there the claim is turned over to your auto insurance company for handling. Should you have turned in that claim given that [...]

The Ugly Truth About Making Insurance Claims2018-04-26T00:45:38-05:00

Must Have Insurance Coverage Options for Painting Contractors

Your painting business means a lot, which is why you have worked hard to establish it. With any business, there are inherent risks involved that could totally destroy it, leaving you financially in ruins. Without the right painting contractor insurance, you may be only one fall away from having to close up shop. Whether you run a large company with many employees or are a one-man operation, there are must have insurance coverage options for painting contractors just like you of which you need to be aware. Unfortunate Events Can Happen In the blink of an eye, unfortunate events can and will happen. Imagine you have a worker on a job site, painting on a [...]

Must Have Insurance Coverage Options for Painting Contractors2017-10-12T00:00:40-05:00

How Much Life Insurance Do You Need?

Living your life one day at a time sounds great in theory, but imagine if you are living your life one day and unexpectedly gone the next, leaving your wife and 2 small children on their own to pay all the expenses that you have been paying month in and out. How will your family survive financially if you are suddenly gone? If you have dependents it is important to have the right life insurance policy in place, but how much life insurance do you need? Some Factors To Consider When Determining Your Plan For Life Insurance These factors below include, but are not limited to: Future Expenses- This may include future education costs of [...]

How Much Life Insurance Do You Need?2017-10-12T00:00:24-05:00

Tips to Protect Your Home

Your home is your place of happiness and peace, but when something goes wrong, that solidarity goes right out the window along with potential financial loss if you don’t have the right N.C. homeowners insurance. While nobody wishes to experience a homeowners insurance claim, inevitably it can and will happen, which is why you have a homeowners policy to begin with. While losses can’t be entirely avoided, knowing tips to protect your home from loss can reduce the risk. Make Routine Checkups on Your Home Appliances Replace A/C filter and furnace filter regularly Vacuum A/C returns and supply regularly Have A/C coils cleaned and perform routine checkups on entire unit(s) Cut back trees and shrubbery [...]

Tips to Protect Your Home2017-10-12T00:00:14-05:00

Dog Bite Prevention Tips

Owning a dog can be one of the most rewarding life experiences but what if while entertaining guests at your home, your dog bites somebody, inflicting very serious wounds to your neighbors arm? Subsequently, your neighbor has had several surgeries and incurred thousands of dollars in medical expenses. Knowing some basic dog bite prevention tips can help avoid a situation like this one. Approximately 1,000 U.S. Citizens Per Day Will Require Emergency Care for a Dog Bite Injury This is an alarming statistic, but the facts don’t lie. Additionally, more than half of all dog bites occur on the dog owner’s property, leading to a top contender for common homeowners liability claims. If you are [...]

Dog Bite Prevention Tips2017-10-11T23:59:56-05:00

Back to School Safe Driving Tips

It seems like it was just yesterday that school was out for the summer and teachers and kids were celebrating the beginning of FREEDOM, at least for a few months. Believe it or not, the beginning of a NEW school year is right around the corner and it’s time to reintroduce back to school safe driving tips as our children are headed out the door and drivers encounter more congestion on the roads. If you have a
 teenage driver, be sure to also share these tips with him/her. Slow Down for School Zones and Use Caution Upon entering a school zone, you should immediately slow your speed to reflect the posted 25mph speed limit signs. [...]

Back to School Safe Driving Tips2017-10-11T23:59:40-05:00

Vacation Check List for Your Home

Getting out of the house and onto your summer vacation is a lot of fun, but have you made your vacation checklist for your home? Before you leave on that much needed vacation, make sure you prepare your home for your absence so that your home remains safe, and your mind remains stress free. Take a Few Steps of Precaution Before You Walk Out of the Door While taking some necessary precautions won’t guarantee your home will remain safe while you are gone, it will increase the chances that something bad may be prevented. Below are just some of the precautions you need to check off before you head out: Ask Your Neighbor to Collect [...]

Vacation Check List for Your Home2017-10-11T23:59:26-05:00

The Biggest Problem with Boat Insurance

Owning a boat may mean spending many fun-filled days on the water; however when it comes to finding the right type of boat insurance, the waters can get rough. What most people don’t realize is that their N.C. homeowners policy does not provide the type of specialty insurance you need for your boat, whether it is a powerboat, fishing boat, or houseboat, to name a few. While your N.C. homeowners policy may cover your boat while it is stored on your property, it will not provide coverage for your boat on the water, leaving you exposed to many risks that could sink you financially! If you do suffer a covered loss to your boat, you [...]

The Biggest Problem with Boat Insurance2018-04-26T00:45:38-05:00

Tips to Avoid the Most Common Boating Accidents

What you plan on happening while boating is not always what actually happens. Imagine planning a great day on the lake on the boat with friends, cooler packed, sunscreen on, when out of nowhere you plow into a submerged tree stump. Not only is there significant damage to your boat, but also some of your passengers are complaining of neck pain. Are you prepared to handle this type of situation? Knowing tips to avoid the most common boating accidents doesn’t prevent them from happening, but it will make you more aware of the risks involved while prioritizing safety! Common Causes of Boating Accidents, but Not Limited to: Many unfortunate things happen while boating every day [...]

Tips to Avoid the Most Common Boating Accidents2017-10-11T23:59:02-05:00

Most Common Summertime Insurance Claims

Summertime drums up many thoughts and plans of vacations, boating, swimming, cooking out and road tripping; however, despite all the fun and games, this is the time that many unfortunate things can happen, taking the fun right out of that good time. The key here is to be aware of the most common summertime insurance claims so that if something bad does happen, you will be prepared. Below Are Some of the Most Common Summertime Claims, but Not Limited to: Home Burglary and Break-Ins- Summertime tends to lead to an increase in home burglary and break-ins simply because homeowners may be vacating more, leaving their home unoccupied. Because vandals tend to come out more frequently [...]

Most Common Summertime Insurance Claims2017-10-11T23:58:50-05:00
Paramount Insurance Agency is an independent insurance agency offering personal and business insurance protection to families and businesses all over North Carolina including High Point, Greensboro, Winston-Salem, Burlington, Raleigh, Cary, Wilmington, Charlotte and Asheville.

Copyright Paramount Insurance Agency, Inc | All Rights Reserved

Go to Top