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Fall Home Maintenance

Fall in North Carolina is certainly a beautiful time of the year. This is also the time of the year when we need to take extra measures to protect our homes to avoid damage. Of course, your homeowners insurance covers you for most causes of damage to your home but it makes good sense to take these simple steps to prevent something bad from happening in the first place. Fireplaces- Early one evening last fall while I left my house for a walk with my dog, I noticed flames coming out of a neighbor's chimney. I quickly ran to their house to alert them of the danger. My neighbor came to the door and after [...]

Fall Home Maintenance2018-04-25T18:53:46-05:00

The Dirty Truth About Insurance Claims

Most likely, you will never hear another insurance agent share with you what I am about to share with you. Why? I really don’t know for sure. But I do know that most insurance agents won’t reveal the entire truth about our industry. Not me. I want you to know exactly how things work. I believe in insurance and I also want to make sure you understand how you can get the most out of your insurance protection. That’s why, as your insurance adviser, I will share the dirty truth about insurance claims… the good, bad and ugly. And since I work for you and I am not on the payroll of a single insurance [...]

The Dirty Truth About Insurance Claims2018-04-25T18:53:46-05:00

Is Your Life Covered?

The answer we often hear from folks when we ask "Is your life covered?" is “Yes, I have life insurance from work”. That may be true, but is it enough and can you take it with you if you changed jobs or get laid off? Many times, people will tend to put buying life insurance off until it’s too late. By saying “too late” I don’t mean death. Of course that IS too late. In many cases, people wait too late in life and health issues come up making buying much needed life insurance very difficult and/or very expensive. Many health conditions arise as we age such as diabetes, heart conditions, cancer, high blood pressure, [...]

Is Your Life Covered?2018-04-25T18:55:39-05:00

That Text Message Can Kill You!

Studies have shown that people who use cell phones while driving– whether they are talking on the phone or sending text messages– are four times as likely to be involved in accidents serious enough to injure themselves. Four teens killed in car crash. Driver was reported sending a text message. According to the Insurance Institute on Drivers Safety, 89% of Americans think that sending, writing, or reading text messages or e-mails while driving is highly distracting, a danger for other drivers on the road and that it should be illegal. 91% of adults even believed that “texting drivers” were as dangerous as drivers who had a couple of drinks! Yet, two-thirds of adults admit to [...]

That Text Message Can Kill You!2017-10-11T23:05:51-05:00
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