NCIUA Fortified Roof ProgramNote: This program ended August 1st, 2019

When Hurricane Florence hit the Carolinas in September 2018, the damages were catastrophic leaving many people without a roof over their head, so to speak. It doesn’t take much to remind those affected, that roofs are a front-line protector against severe weather and when a major hurricane hits, making sure your roof is strong enough to withstand strong winds, water, and hail is essential.

In an effort to address this, North Carolina Insurance Underwriting Association (NCIUA) is introducing a pilot program that will offer up to $6,000 grants for new FORTIFIED Roofs to eligible homeowners living in the Outer Banks and Barrier islands. The FORTIFIED Roofs are designed to improve the strength and protection that your roof may not currently offer.

The Benefits of FORTIFIED Roofs

These superior roofs are designed to reduce the water entry up to 90% and come outfitted with high wind-rated roof coverings, roof mounted vents, sealed roof deckings and are installed by a certified FORTIFIED evaluator and overseen by a skilled roofing contractor. These roofs offer the following benefits:

  • Superior performance to withstand severe weather
  • Peace of mind knowing that your home is better protected
  • Insurance premium reductions/discounts
  • Increased value of your home

How Can You Apply for the Grant?

In April, this program was launched by the NCIUA along with IBHS (Insurance Institute for Business and Home Safety) in an effort to install stronger roofs to those homes (in areas of the Carolinas) subject to natural disasters. NCIUA establishes initial eligibility for the Grant and from those eligible, IBHS inspects the home to determine if it is eligible for a FORTIFIED Roof.

In order to receive this grant, you must apply during the time period from April 15, 2019 through June 15, 2019, but is recommended that you apply as quickly as possible since the grants are offered on a limited, first-come basis to those who meet the eligibility requirements.

If you have any questions about this FORTIFIED Roof program or whether you are eligible, please contact NCIUA at 1-844-NCROOFS (844-627-6637) or visit