NC car insurance

How to Save on North Carolina Car Insurance 

How to Save on North Carolina Car Insurance  Car insurance is required for every driver in North Carolina — but that doesn’t mean you have to overpay. With recent changes to state minimum coverage limits, many drivers have seen premiums increase. The good news? There are smart, legal ways to lower your costs without sacrificing protection. Here’s how to save money on car insurance in NC. Understand North Carolina’s Minimum Requirements As of July 1, 2025, North Carolina requires: $50,000 bodily injury per person $100,000 bodily injury per accident $50,000 property damage Matching uninsured/underinsured motorist coverage These higher limits offer more protection — but they can also raise premiums. Before adjusting your policy, make sure [...]

How to Save on North Carolina Car Insurance 2026-02-23T16:59:05-05:00

How Credit Affects Your Car Insurance Rates in North Carolina

  How Credit Affects Your Car Insurance Rates in North Carolina When it comes to car insurance in North Carolina, many drivers focus on things like their driving record, age, or the type of vehicle they drive — and those factors do matter. But one element that often flies under the radar is your credit history. In fact, insurers in North Carolina can — and regularly do — use credit information to help determine how much you pay for auto insurance. What Insurers Look At: Your Insurance-Specific Credit Score Insurance companies don’t use the same credit score a bank might review when you apply for a loan. Instead, they use a credit-based insurance score — [...]

How Credit Affects Your Car Insurance Rates in North Carolina2026-02-23T17:08:27-05:00
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