Business Needs for Your N.C. RestaurantRestaurant Insurance Needs for Your N.C. Business 

Restaurant owners face numerous responsibilities, all while striving to create an inviting atmosphere with outstanding food and exceptional customer service. However, disaster can strike at any moment, potentially destroying everything you have worked so hard to build. Without proper insurance protection, you could face financial ruin. Assessing your restaurant insurance needs for your N.C. business is essential to obtaining the necessary protection you deserve.

There are “one size fits all” insurance policies available, often promising coverage at an enticingly low price. However, such coverage may not be tailored to your specific needs or risk factors, leaving gaps in your protection. You don’t want to discover that your insurance is inadequate when it’s too late. Is your N.C. restaurant insurance adequate?

Imagine if the Following Situations Happen…

Regardless of how careful you are in your business operations, unfortunate events can still occur. This is why having the right protection is crucial. Consider the following scenarios and ask yourself if your current business insurance can handle these situations:

  • One of your drivers, while transporting food to a wedding venue, loses control of the business van and hits another driver head-on. The other driver suffers injuries resulting in permanent disability and files a lawsuit. Additionally, the catered food is not delivered, tarnishing your business reputation.
  • A customer slips and falls in your restaurant, resulting in a broken leg that requires multiple surgeries.
  • Your restaurant falls victim to a cyber-attack, exposing all confidential data and records, putting many people at risk of identity theft.
  • A fire completely destroys your entire restaurant, necessitating relocation and rebuilding.

Any of these scenarios could force you to shut down your restaurant without the right business insurance protection. The good news is that with adequate N.C. business insurance, you can rest assured that if something catastrophic happens, you will have the protection needed to safeguard your restaurant business, assets, and reputation.

Typical Coverage Options to Meet Your Restaurant Insurance Needs:

  • Workers Compensation
  • EPLI (Employment Practices Liability Insurance)
  • Business Income Coverage
  • Business Auto
  • Business Property
  • General Liability
  • Cyber Liability/Identity Theft
  • Liquor Liability
  • Food Spoilage

Leave the business insurance to us at Paramount Insurance Agency. This way, you can focus on providing delicious food in an inviting atmosphere that patrons will continue to enjoy for many years. Our objective is to assess the risk potential for your specific N.C. restaurant and create a custom insurance protection plan that reduces those risks while maximizing protection and promoting restaurant success. Call us TODAY at 336-869-3335