Tom's Blog
People always say that accidents happen within 1 mile of your home. So, one day after work and you are almost home, you feel a sudden POW at the rear of your auto. You have just been involved in a wreck and now you need to know what to do after a car accident.
Having an accident is the last thing anybody wants to have happen, but when it does, you need to be prepared to handle the aftermath. At some point in time of your life, you most likely will be involved in an auto accident, so here are some simple tips to follow:
- Stay calm.
- Call police to give exact location of accident.
- Move the vehicle and yourself (if possible) to prevent further damage.
- Contact insurance agent to prompt claims handling.
- Record Facts. (Ex: make and model of cars, license plate, names of other driver)
- Take pictures with your cell phone.
- Exchange insurance information. (Ex: name of company, policy number and phone number)
If you follow the above steps, it may help ease the overwhelming situation of being in an auto accident.
Sometimes less is more!
When discussing the aftermath of the car accident with the other people involved, DO NOT share specifics of your insurance coverage. All you need to do is exchange the name and phone number of your auto insurance company! If you have any questions about these simple steps, it is always best to contact your independent insurance agent so that you will be completely informed.
What you say now may be held against you later!
Right after an auto accident, you may be frazzled and upset, which means you may not be thinking clearly. Whatever you do, DO NOT admit fault. Just stick to the facts of the accident and stay neutral about who you believe caused the accident. What you say in the heat of the moment may be held against you at a later time when the insurance adjuster is determining liability for this accident.
Paramount insurance agency is here to help guide you every step of the way so if you are involved in a car accident, we can help you get back on the “road to recovery” as fast as possible. Contact us at 866-869-3335 so that we can provide the assistance you just may need.
