When you think of damages caused by flooding, you may only consider homes that are in high-risk areas to be a target; however, did you know that almost 25% of all insurance claims come from low-to moderate flood risk areas?  That’s right!  If your home sustains flood damage, you need to realize that your N.C.  homeowners insurance policy typically excludes damages caused by flooding so if you don’t have the right flood insurance protection, you may be facing some serious financial difficulties down the road.  Your flood risk is rising. Are you protected?

Flooding Does Not Discriminate

Your Flood Risk is RisingFlooding can quickly cause significant damages to your home and while you may not live in a high-risk area, severe rain storms or weather conditions can sweep in causing rivers, lakes, and other bodies of water to overflow.  Any home is at risk so you need to discuss the possibility of getting flood protection with your local N.C. independent insurance agent right away, especially considering the average cost of flood damages to homes in low-to-moderate flood risk zone is $27,000.  If flooding damages your home, could you afford to pay that amount out of your own pocket?

Consider Flood Insurance for Your Flood Risk

The good news is that you can acquire affordable insurance protection you may need from inland flood losses, simply by purchasing a National Flood Insurance Program flood insurance policy from your local independent insurance agent.  This coverage affords residential protection for the following typical flood losses:

  • Debris Removal
  • Removal of Property to Safety (Within 30 Days)
  • Contents/Personal Property (Limitations May Apply)
  • Buildings, Residence, and Other Structures
  • Loss of Use
  • Additional Living Expenses (Limitations and Restrictions May Apply)

It is recommended that you contact your local N.C. independent insurance agent to further discuss the terms, conditions, provisions, and limitations as outlined in your N.C. homeowners policy and answer any questions you may have regarding the flood insurance protection you need TODAY to combat your rising flood risk.

Our expert staff at Paramount Insurance Agency is here to assist you at 866-869-3335 for all of your flood insurance questions or N.C. homeowners insurance needs.  Call us TODAY!