Auto Insurance

Each time you operate your vehicle, you run the risk of being involved in an auto accident. While backing out of your driveway, you failed to look cautiously and pulled right out into the path of another vehicle. The damages to your vehicle look significant and you THINK it is totaled, but do you know what happens when your car is considered a total loss? Factors to Consider When Determining if Your Car is a Total Loss Your car looks like a total loss, but how do you really determine whether it is or not? You cannot tell just by looking at the cosmetic damages because once there is a substantial impact, there may be [...]

It seems almost every day there is news of somebody getting pulled over by a police officer and how it all went wrong. If you have ever experienced being pulled over, you KNOW the feeling of panic, or even anger, but there are some very important Do’s and Don’ts if you get pulled over by police that will reduce this panic and keep everyone safe. A routine traffic stop can end up being very dangerous if you are not careful. Below are some basic tips to promote safety for you, the officer, and others that are in the area: DO safely pull off the road to a secure location, which may be a parking lot [...]

It seems like it was just yesterday that school was out for the summer and teachers and kids were celebrating the beginning of FREEDOM, at least for a few months. Believe it or not, the beginning of a NEW school year is right around the corner and it’s time to reintroduce back to school safe driving tips as our children are headed out the door and drivers encounter more congestion on the roads. If you have a
 teenage driver, be sure to also share these tips with him/her. Slow Down for School Zones and Use Caution Upon entering a school zone, you should immediately slow your speed to reflect the posted 25mph speed limit signs. [...]

Maybe you are on a vacation and need to rent a car or maybe you need a rental car for another purpose. Rental car insurance- to buy or not to buy- that is the question most people are left asking themselves when it comes time to renting a car. The decision doesn’t need to be difficult as long as you know the facts. Not All Rental Companies Are the Same Depending on your need/usage for a rental car will depend on what kind of coverage you need or already have on an existing auto insurance policy. Typically, rental car companies will offer you three different types of coverage options. Deciding whether you need any or [...]

And the winners of 2016 TOP SAFETY PICKS are … Vehicle safety is making headlines on a daily basis with recalls being a forefront in the news. However, with each passing year, vehicles are safer than ever before. The 2016 IIHS top safety picks are intended to make it easier for the consumers so that they don’t have to navigate their individual test results. All the work and testing has already been done for YOU, the consumer. The IIHS (Insurance Institute for Highway Safety) has stringent guidelines, putting each and every vehicle to the safety test and automakers are working diligently to meet these standards. From 1959 to 2016, IIHS has been testing cars in [...]

More than a thousand children, age 12 and younger, die in passenger car crashes every year, and more than 100,000 are injured. Each and every time you get into your vehicle with a child, it is imperative that car safety seats are properly installed in the car. You can reduce the risk of death and injuries by properly securing your child in the back seat and knowing basic information on how to keep your child safe in a crash. Front Seats are a Forbidden Danger! It is never safe to travel with a child on your lap in the front seat! Car crashes happen so quickly and with such intense force, there is no way [...]