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Why Don’t More Insurance Agents Tell Us The Whole Truth?

That was the big question Judge Tom Jarrell and I got from parents attending the StreetSafe teen driving program this past Saturday. And frankly, I couldn’t answer it. Every month when we speak to parents and explain the huge liability risk they now face with a teen driver, they are shocked to learn this but also very disappointed that they were never told the truths about insuring a teen driver. I understand insurance is not the favorite topic of most. People just assume they are protected and after talking with hundreds of parents over the years, I’ve found many have no idea about their exposure to a lawsuit, what liability limits they carry, if they [...]

Why Don’t More Insurance Agents Tell Us The Whole Truth?2018-04-26T00:18:04-05:00

Holiday Travel Safety Tips

Whether you're ready or not, the 2011 holiday season is fast approaching. Along with the holidays, winter weather will be here before you know it and many of us will be hitting the roads visiting friends and family. Now is the time to take extra precautions to assure safe driving this winter. Here are some holiday travel safety tips. Vehicle Maintenance- Check all of your fluids (anti-freeze, windshield washer, oil, power steering and brakes). Make sure you have good tread on your tires or consider mounting snow tires. Be prepared for an emergency by packing a kit containing a blanket, flash light, matches, flares, bag of sand for traction, windshield scraper and brush, toolkit, bottled [...]

Holiday Travel Safety Tips2018-04-26T00:17:49-05:00

18 Tips For Preparing Your Home For Winter

Now would be a good time to take care of some basic chores to assure your home is ready for those wintry blasts. Here are 18 tips for preparing your home for winter... 1.Tune up your furnace and humidifier- Call in a professional to make sure that your furnace is working up to par; with the high price of natural gas and electricity, it wouldn't take much of an efficiency loss to justify that maintenance visit. And don't forget about the humidifier, or you'll be snapping your honey with static electricity all winter long. 2. Turn off water to outside spigots– Now is a good time to turn off water to your outside spigots, then [...]

18 Tips For Preparing Your Home For Winter2018-04-25T18:53:46-05:00

Fall Home Maintenance

Fall in North Carolina is certainly a beautiful time of the year. This is also the time of the year when we need to take extra measures to protect our homes to avoid damage. Of course, your homeowners insurance covers you for most causes of damage to your home but it makes good sense to take these simple steps to prevent something bad from happening in the first place. Fireplaces- Early one evening last fall while I left my house for a walk with my dog, I noticed flames coming out of a neighbor's chimney. I quickly ran to their house to alert them of the danger. My neighbor came to the door and after [...]

Fall Home Maintenance2018-04-25T18:53:46-05:00

The Dirty Truth About Insurance Claims

Most likely, you will never hear another insurance agent share with you what I am about to share with you. Why? I really don’t know for sure. But I do know that most insurance agents won’t reveal the entire truth about our industry. Not me. I want you to know exactly how things work. I believe in insurance and I also want to make sure you understand how you can get the most out of your insurance protection. That’s why, as your insurance adviser, I will share the dirty truth about insurance claims… the good, bad and ugly. And since I work for you and I am not on the payroll of a single insurance [...]

The Dirty Truth About Insurance Claims2018-04-25T18:53:46-05:00

Is Your Life Covered?

The answer we often hear from folks when we ask "Is your life covered?" is “Yes, I have life insurance from work”. That may be true, but is it enough and can you take it with you if you changed jobs or get laid off? Many times, people will tend to put buying life insurance off until it’s too late. By saying “too late” I don’t mean death. Of course that IS too late. In many cases, people wait too late in life and health issues come up making buying much needed life insurance very difficult and/or very expensive. Many health conditions arise as we age such as diabetes, heart conditions, cancer, high blood pressure, [...]

Is Your Life Covered?2018-04-25T18:55:39-05:00

That Text Message Can Kill You!

Studies have shown that people who use cell phones while driving– whether they are talking on the phone or sending text messages– are four times as likely to be involved in accidents serious enough to injure themselves. Four teens killed in car crash. Driver was reported sending a text message. According to the Insurance Institute on Drivers Safety, 89% of Americans think that sending, writing, or reading text messages or e-mails while driving is highly distracting, a danger for other drivers on the road and that it should be illegal. 91% of adults even believed that “texting drivers” were as dangerous as drivers who had a couple of drinks! Yet, two-thirds of adults admit to [...]

That Text Message Can Kill You!2017-10-11T23:05:51-05:00
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