Does Homeowners Insurance Cover Damage From a Fallen Tree?
Regardless of the season, there are always possibilities for tree damage whether from ice, snow, winds, or other covered perils. When this happens, it makes us wonder, “Does homeowners insurance cover damage from a fallen tree and who will pay for tree debris removal?” If you have a basic North Carolina Homeowners Policy, coverage is only provided if a fallen tree damages a covered structure such as: Home Garage, or Shed Coverage would also be provided if the fallen tree/debris blocks the driveway to the residence or blocks handicap access to residence. Another question people have is “What if my neighbor’s tree falls on my property? Is that covered?” The same coverage applies as if [...]
