info@paramountinsurance.net
FacebookXYouTubeLinkedIn

Toms Blog

100 Most Dangerous Days for Teen Drivers

According to the National Highway Traffic Safety Administration, the period between Memorial Day and Labor Day is the most dangerous time for drivers age 15-20.  Even though summer doesn't officially begin until June 21, for most people, mentally, it starts on Memorial Day beginning the 100 most dangerous days for teen drivers. The joys of summer (more freedom, feeling more carefree, better weather) can unfortunately create higher risks for teen drivers. Less supervision, fewer schedules, staying out later at night with friends can lead to more risk taking and irresponsible behavior. So what's a parent to do? First, if you haven't already done so, download the Parent/Teen Driver contract from my website and execute it [...]

100 Most Dangerous Days for Teen Drivers2017-10-11T21:59:20-05:00

Money Saving Tips on Boat Insurance

Just like there are many different types of boats, there are just as many different types of boat insurance with varying rates and coverages, so trying to find what you need may get confusing and overwhelming. Finding the right type of boat insurance requires the same due diligence as deciding on which boat to purchase, so make sure you know what you are getting. It is possible to get the right type of boat insurance and still save money by following some money saving tips on boat insurance. Before You Set Sail, Know How to Save Money Do you always get what you pay for? If you don’t know what you are getting, you may [...]

Money Saving Tips on Boat Insurance2017-10-11T21:57:36-05:00

How to Get the Lowest Rate on Your Motorcycle Insurance

When purchasing a motorcycle, you probably invested a lot of money and time to find just the right one, but did you take the time to do all your research on the best motorcycle insurance protection or did you just purchase the “cheapest” guaranteed rate? Believe it or not, you CAN get exceptional insurance protection for your motorcycle while still getting a low insurance premium rate. Knowing how to get the lowest rate on your motorcycle insurance can save you money down the stretch. Taking the Cheap Route May End Up Being Costly Imagine making an investment in a motorcycle when it gets stolen. You thought you had great insurance protection because that’s what was [...]

How to Get the Lowest Rate on Your Motorcycle Insurance2017-10-11T21:49:54-05:00

How to Protect Your Investment with the Right Homeowners Insurance

Your home may be your biggest investment; therefore isn’t it worth protecting? While you may think the answer to this is an obvious “yes”, you may not know how to go about finding the best protection. Knowing how to protect your investment with the right homeowners insurance is just as important as the day you chose to invest in the home of your dreams. The “Right” Insurance is the Insurance Policy That Fits YOUR Needs There is no such thing as a “one size fits all” homeowners insurance policy that offers great protection for all homeowners, so what may be just right for you may be entirely different than the next homeowner. That is why [...]

How to Protect Your Investment with the Right Homeowners Insurance2017-10-11T21:37:36-05:00

What is Key Man Life Insurance?

As a business owner or board member of a company, you know that working hard on a day-to-day basis to take care of your business is just one facet, but planning for those unfortunate situations that may happen in the future can be devastating if you aren’t prepared. For example, would your business be prepared if one of your key people dies unexpectedly? Key man (or key person) life insurance will provide coverage in a situation like this. So, what is key man life insurance? It is designed to give business owners the peace of mind knowing that if something does happen to one of their key players, they will have the resources to continue [...]

What is Key Man Life Insurance?2017-10-11T21:32:25-05:00

5 Ways to Save Money on Car Insurance

Getting the cheapest rate on car insurance may be as easy as a quick phone call or a click of a button, but will you be guaranteed the best coverage? Initially, what looks to be a cheaper rate, may end up being more expensive down the road due to “bare bones” coverage, leaving you financially strained/demolished if you aren’t careful. Find out 5 ways to save money on car insurance so you won’t fall prey to the “cheap deal” ads. Tricky Ways to Quote a Cheap Rate Some N.C. auto insurance companies may quote you a lower rate than some others, but you must be aware of how they do it and what coverage options [...]

5 Ways to Save Money on Car Insurance2017-10-11T21:25:06-05:00

Basic Facts Surrounding Flood Insurance

When you think of flooding, you may not think of North Carolina as a high-risk state, but flooding can happen anywhere in a matter of minutes. According to the National Flood Insurance Program (NFIP), more than 20% of flood claims occur in low to moderate risk areas, so while you may think your home is adequately protected with your current N.C. homeowners insurance policy, will you have any protection should your home suffer flood damage? Knowing some basic facts surrounding flood insurance can help protect your home, which may be your biggest investment. Flooding is Excluded Under Your N.C. Homeowners Insurance Policy Many people think that if flooding occurs, resulting in damage to their home, [...]

Basic Facts Surrounding Flood Insurance2018-04-26T00:22:32-05:00

The 5 Most Common Homeowners Insurance Mistakes

The standard N.C. homeowners insurance policy is complex, with many different coverage options, exclusions, and add on endorsements, so knowing how it applies to your needs is beneficial should a loss occur. As a homeowner, you need the right kind of insurance protection that suits your home and budget; however many homeowners make mistakes that end up being costly. Knowing the 5 most common homeowners insurance mistakes may mean the difference in not having the coverage you need when you need the coverage the most. Below Are the Most Commonly Made Mistakes When Purchasing Homeowners Insurance: Failing to do your homework- Cheaper does NOT mean better. Do your homework before simply purchasing a homeowners policy [...]

The 5 Most Common Homeowners Insurance Mistakes2017-10-11T21:15:22-05:00

Is It Time for a Commercial Renewal Review?

Your business world constantly changes and while it may mean growth for you, it is vital that you keep up with the business changes in order to stay current on the types and amount of coverage you need to adequately protect your small business. Do you know if it is time for a commercial insurance renewal review? If you are not sure, it may be time to contact your N.C. independent insurance agent to find out if any of your business changes require changes in your commercial insurance coverage. Changes in Your Business May Mean Changes in Your Commercial Coverage Prior to your insurance renewal (usually 2-3 months), you need to compose a list of [...]

Is It Time for a Commercial Renewal Review?2017-10-11T21:11:57-05:00

Beware-Cheap Insurance Can Be Very Costly

Typically, before investing your hard earned money into a home, business, or an auto, you research the available options and decide on the option that best fits your needs, but what about your insurance for your home, business or auto? Because insurance is not something you can visually see or touch, it may be a more difficult notion to grasp; however, you must also research your insurance before simply choosing the cheapest, most advertised insurance. Beware-cheap insurance can be very costly. Visualize This Happening… Late one day when driving home from work in heavy traffic, you are distracted for a split second and fail to see stopped traffic ahead. Unable to stop or even slow [...]

Beware-Cheap Insurance Can Be Very Costly2017-10-11T21:09:20-05:00
Paramount Insurance Agency is an independent insurance agency offering personal and business insurance protection to families and businesses all over North Carolina including High Point, Greensboro, Winston-Salem, Burlington, Raleigh, Cary, Wilmington, Charlotte and Asheville.

Copyright Paramount Insurance Agency, Inc | All Rights Reserved

Go to Top