info@paramountinsurance.net
FacebookXYouTubeLinkedIn

Toms Blog

Take the Time to Take a Home Inventory

So, can you list everything you own from memory? Do you have an itemized home inventory list? I didn’t think so. Very few people take the time to do this. The fact is most people own more things than they realize. It’s easy to remember the furniture stereo, computer, TV but what about every tool in the garage? Or every pair of pair of pants or shoes in your closet? For insurance purposes all of these items are considered personal property. And if your home is destroyed by fire, tornado or some other disaster, having a list of your possessions makes filing a homeowners insurance claim easier — and helps you put your life back [...]

Take the Time to Take a Home Inventory2020-11-24T21:38:28-05:00

How to Prepare for Flood Season

Flooding is inevitable. Every time it rains, there’s a possibility of flooding. You may think that you are living in an area free from flooding but this may turn out not to be the case. Flood can occur nearly everywhere in North Carolina. It is therefore important that you how to prepare for flood season in case you suffer from a flood emergency. A crucial point to note is that your renters or homeowners insurance doesn’t cover any damages caused by flooding. There are custom made insurance programs that we can discuss with you. You can contact us or email us for more information, especially if you live within North Carolina. How to prepare for [...]

How to Prepare for Flood Season2018-04-26T00:26:15-05:00

Common Causes of Boating Accidents

There’s no substitute for experience and education when it comes to boating safety. Having the knowledge and experience to know how to avoid or react to the most common causes of boating accidents can not only reduce damages but can prevent injuries or worse. In 2012, the US Coast Guard reported 4,515 accidents that involved 651 deaths, 3,000 injuries and $38 million in damages as a result of recreational boating accidents. Almost 71% of the fatalities, drowning was the cause of death and of those, 85% were not wearing a life jacket. Of these accidents, here are the top 10 causes… #1- Operator Inattention #2- Operator Inexperience #3- Improper Lookout #4- Machinery Failure #5- Excessive [...]

Common Causes of Boating Accidents2018-04-26T00:25:58-05:00

16 Dangerous Dog Breeds Banned by Homeowners Insurance Companies

This is Sadie, a rescued lab/collie mix. Before you bite the messenger, you should know that I am a dog lover and have experience with owning a dangerous breed dog. I’m also an insurance agent and know how risky and costly owning a dangerous dog can be. So, this is a tough subject for me to write about. My heart goes out to all dog owners, especially those that rescue dogs that need a loving home. However there’s no arguing the statistics that show the economic impact the dangerous dog breeds have on homeowners insurance losses. Before I share with you the 16 dangerous dog breeds banned by homeowners insurance companies, let [...]

16 Dangerous Dog Breeds Banned by Homeowners Insurance Companies2018-04-26T00:25:37-05:00

Buying Life Insurance has Never Been Easier

You can’t protect your family from the grief caused by losing a loved one; but you can protect them financially with life insurance. Protect your family from the loss of a breadwinner by getting the right Life Insurance for them now. Don’t postpone buying life insurance; do it while you are young and healthy and lock in those rates for as long a term as possible. Insurance is about risk, and obviously the older you are the more likely you will develop health conditions that may make it more difficult and costly to obtain life insurance protection. Life insurance is unique in that you should buy it when you don’t think you will need it. Buying [...]

Buying Life Insurance has Never Been Easier2018-04-26T00:25:28-05:00

New Session Added for March 8th StreetSafe Teen Driver Safety Program

Paramount Insurance proudly supports the StreetSafe Teen Driving Experience! Word about the benefits of the StreetSafe teen driver safety program is spreading across the Triad and classes are filling up faster every month. Since StreetSafe came to the Piedmont Triad almost 5 years ago, the number of students getting this life saving experience has grown to over 145 during peak months. There are a number of options for parents that can help their teens become safer drivers but what makes StreetSafe so unique is that the program was created and taught by emergency first responders. These are those professionals that work every day in keeping our roads safe and are there when [...]

New Session Added for March 8th StreetSafe Teen Driver Safety Program2021-08-05T08:46:48-05:00

How to Prepare for Winter Storm Pax

As you are most likely aware, we are under a winter storm warning though Thursday evening. According to our friends at WGHP Fox 8 News there is a 100% chance of significant snow fall and possibly ice in their viewing area. Ice can be very damaging to property so in case you experience damage, I wanted to let you know what to do to prepare for winter storm Pax and how to prevent further damage. Our office may be closed tomorrow depending on the arrival of the storm. We will be answering phones though and will be here for you in case you have damage and need to file a property or auto insurance claim. [...]

How to Prepare for Winter Storm Pax2018-04-26T00:24:34-05:00

Does Your Homeowners Insurance Cover Water And Sewer Backup?

Just the other day we helped a homeowner that found us over the internet. He visited our website and saw my free homeowners insurance report offer to learn more about insuring his High Point, NC home. Well, after reading the section on water and sewer backup, he checked his homeowners insurance policy and found that he didn’t have this coverage with his “soon to become ex” agent. He was floored when he found out that he wasn’t covered if sewage backed up into his home. You can imagine the mess that causes. Believe me, I’ve seen it first hand way too many times. The truth is the standard HO3 North Carolina homeowners insurance policy does [...]

Does Your Homeowners Insurance Cover Water And Sewer Backup?2018-04-25T18:53:48-05:00

Problems with insuring older homes

We’ve helped thousands of home buyers in High Point, Greensboro and all over North Carolina get the right protection for what’s most likely the largest investment they have ever made. Over the years, we’ve come across many challenges especially recently, as insurance companies have tightened up underwriting for homeowners insurance. One of these challenges include problems insuring older homes. Before I get into these problems and what you need to know about insuring older homes, let me explain why I am sharing this with you. As a past REALTOR, I know that there are many factors that can pop up and kill a real estate deal. Getting a house under contract doesn’t mean your commission [...]

Problems with insuring older homes2018-04-26T00:24:25-05:00

Why Savvy Trucking Businesses Trust Paramount Insurance For Their Trucking Insurance

Proudly sponsoring the StreetSafe teen driving program that educates teen drivers about the “No Zone” You as a trucking business owner, you know that your business is different than most – it is highly specialized, and from an insurance standpoint carries far greater risk than most businesses. In short, while virtually any insurance agent can insure a home or car, there are few in NC, SC and VA that can provide you with the proper coverage from multiple insurance companies to get you the best coverage at the lowest cost. Here’s why savvy trucking businesses trust Paramount Insurance for their trucking insurance. Paramount Insurance Agency is proud to serve you as your [...]

Why Savvy Trucking Businesses Trust Paramount Insurance For Their Trucking Insurance2018-12-15T09:58:42-05:00
Paramount Insurance Agency is an independent insurance agency offering personal and business insurance protection to families and businesses all over North Carolina including High Point, Greensboro, Winston-Salem, Burlington, Raleigh, Cary, Wilmington, Charlotte and Asheville.

Copyright Paramount Insurance Agency, Inc | All Rights Reserved

Go to Top