info@paramountinsurance.net
FacebookXYouTubeLinkedIn

Blogs

What to Do After a Business Insurance Loss

A few minutes is all it takes for wind, fire or water to cause significant damage to your business property, but if you are equipped to handle the aftermath, your business can be up and running again in no time. Working hard to establish your business is a priority and so should the insurance that protects that business. Having the right type of N.C business insurance BEFORE an insurance loss happens is fundamental, but knowing what to do AFTER a business insurance loss is just as important. Some Basic Tips to Follow After a Business Insurance Loss  Suppose your N.C. business suffers major damages as a result of a fire due to an electrical malfunction [...]

What to Do After a Business Insurance Loss2017-10-11T20:30:52-05:00

What You Should Know About Your Homeowners Insurance Limits

Buying a house may be the biggest investment you will ever make. Once you move in, the house isn’t just a house anymore; it’s a HOME! Protecting your home and its contents is crucial because large losses can cause financial wreckage. Insurance protection is a broad topic and can be confusing, leaving you wondering just how much insurance protection is necessary. Find out what you should know about your homeowners insurance limits and how it applies to your home and it’s contents. What is a Policy Limit? The amount of coverage you have acquired under your standard N.C. homeowners policy is referred to as policy limit or limit of coverage. This is the maximum amount [...]

What You Should Know About Your Homeowners Insurance Limits2018-04-26T00:43:31-05:00

Insurance Coverage for College Students

You can hit the snooze button for some of your classes, but not this one! Before you go off to college, there are some interesting things you need to know regarding insurance coverage for college students. This is one class you won’t want to miss. Thinking about your parent’s homeowners insurance policy is not on the forefront of your mind right now as you prepare for college; however there are things you need to know. The good news is that if you meet the following criteria, you are covered under your parent’s N.C. homeowners policy: Under the age of 24 Enrolled in school full-time Resident of the household before moving to college Your parent’s policy [...]

Insurance Coverage for College Students2018-04-26T00:42:49-05:00

7 Safety Tips to Help You Avoid a Deer Collision

It is that time of year again! Between the months of October and December, deer are more active; thus increasing the chances you may be involved in a car collision involving a deer. According to the National Highway Traffic Safety Administration there are 1.5 million auto accidents involving deer each year in the United States. The result is approximately 150 human deaths, over 10,000 injuries to people, and about $1 billion worth of auto damages. Below are 7 safety tips to help you avoid a deer collision. 1.  Watch for Deer Crossing Signs Typically there are deer crossing signs visible in areas that deer frequent; however, just because there are no signs, doesn’t mean there [...]

7 Safety Tips to Help You Avoid a Deer Collision2018-04-26T00:40:32-05:00

What Type of N.C. Restaurant Insurance is Best for Your Restaurant?

As a restaurant owner, you understand that running your business can be many things including fun, exciting, and demanding, just to name a few. Protecting your restaurant with the RIGHT N.C. restaurant insurance can be complex and confusing with so many available options. So, how do you know what type of N.C. restaurant insurance is best for your restaurant? First of all, as the restaurant owner, you know that one size does not fit all. Each restaurant is different so what may work for yours may not work for the one across the street. However, what all North Carolina restaurant owners DO need for their insurance protection is: Building Protection Business Personal Property General Liability [...]

What Type of N.C. Restaurant Insurance is Best for Your Restaurant?2018-04-26T00:40:21-05:00

This 4th of July-Drive Sober or Get Pulled Over!

When you think of The Fourth of July, you may think of hotdogs, fireworks, and family celebrations; however, too often the fireworks are not the celebratory kind.  They are the kind that blow up as a result of drinking and driving.  This holiday is right around the corner, so make sure while you are celebrating our country with family and friends on this 4th of July, that you drive sober or get pulled over! Facts for the Fourth Some of the statistics surrounding one of America’s favorite holidays is astounding!  Being aware of these facts may make you seriously think before you get behind the wheel of a car after consuming alcohol. Below is a [...]

This 4th of July-Drive Sober or Get Pulled Over!2018-04-26T00:36:46-05:00

5 Ways to Save Money on Your Home and Car Insurance

Saving money is something we ALL want to do and we are always looking for ways to do it. Paying insurance premiums for your 2 biggest investments can seem costly when the premium bill comes in, but did you know there are 5 ways to save money on your home and car insurance? (1) Raise Your Deductible  A deductible is the amount of money you choose on your policy to pay before the insurance company pays anything for a claim. The higher your deductible is, the lower your insurance rates will be for both your home and auto insurance policy. The best way to determine how much to raise your deductible is to ask yourself how [...]

5 Ways to Save Money on Your Home and Car Insurance2018-04-26T00:36:30-05:00

What Does the Standard North Carolina Homeowners Insurance Policy Cover?

Investing in a home is something of great importance and value so you must ALSO invest wisely when choosing the right insurance protection.  However, when it comes to finding the right coverage under your NC Homeowners Insurance policy, questions become rampant.  What does the Standard North Carolina Homeowners Insurance policy cover? The standard NC Homeowners policy is divided into 2 sections, which are Property Coverage and Liability coverage.  Let’s take a closer look so that you will better understand how YOU and YOUR HOME are covered. Property Coverage is divided into 4 separate sections: Coverage A – Dwelling Coverage     This provides protection for your home and the structures ATTACHED to your home. Coverage B – [...]

What Does the Standard North Carolina Homeowners Insurance Policy Cover?2018-04-26T00:33:35-05:00

Are You Getting All of the Auto Insurance Discounts You Deserve?

When it comes to the wonderful world of auto insurance in North Carolina, there are so many auto insurance discounts, it will make your head spin. So how do you know you’re getting every auto insurance discount you deserve? Well, there are a few ways to know this, and we will walk you through all of them. EDUCATE YOURSELF - You need to know which auto insurance discounts are even out there. You also need to understand that every insurance company has their own discounts that not all companies will have. However, to get your mind and eyes familiar with which discounts to look out for, here are the most common discounts that nearly all [...]

Are You Getting All of the Auto Insurance Discounts You Deserve?2018-04-26T00:31:42-05:00

Did You Know? The Importance of UM/UIM Coverage

Did you know that one out of seven drivers on the road are driving without insurance?  And to make things worse, two out of seven drivers are only carrying state minimum requirements for liability insurance.  Which means nearly half of all drivers on the road either have no insurance coverage or very little.  In this article I will share with you the importance of UM/UIM coverage also known as uninsured motorist and underinsured motorist coverage. 3 out of 7 drivers on the road today are putting you at risk! Your auto insurance policy provides various coverages including: Liability coverage-this protects you when you’re at fault in an automobile accident and injured someone else or caused [...]

Did You Know? The Importance of UM/UIM Coverage2018-04-26T00:31:09-05:00
Paramount Insurance Agency is an independent insurance agency offering personal and business insurance protection to families and businesses all over North Carolina including High Point, Greensboro, Winston-Salem, Burlington, Raleigh, Cary, Wilmington, Charlotte and Asheville.

Copyright Paramount Insurance Agency, Inc | All Rights Reserved

Go to Top