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The state mandates that if you own a vehicle, you must have insurance to protect that vehicle. Your N.C. auto insurance policy is designed to provide protection against the many risks that surround owning and operating a vehicle. Keep in mind that each and every time you get behind the wheel, you run the risk of causing an accident. Are YOUR N.C. auto liability insurance limits right for you? The Purpose of Auto Liability Insurance Imagine you are on your way to work, consumed with the many daily tasks you have in front of you, when you fail to see the red light and cause an accident, which injures several people and causes significant damage [...]

It is that time of year again! Between the months of October and December, deer are more active; thus increasing the chances you may be involved in a car collision involving a deer. According to the National Highway Traffic Safety Administration there are 1.5 million auto accidents involving deer each year in the United States. The result is approximately 150 human deaths, over 10,000 injuries to people, and about $1 billion worth of auto damages. Below are 7 safety tips to help you avoid a deer collision. 1.  Watch for Deer Crossing Signs Typically there are deer crossing signs visible in areas that deer frequent; however, just because there are no signs, doesn’t mean there [...]

When it comes to the wonderful world of auto insurance in North Carolina, there are so many auto insurance discounts, it will make your head spin. So how do you know you’re getting every auto insurance discount you deserve? Well, there are a few ways to know this, and we will walk you through all of them. EDUCATE YOURSELF - You need to know which auto insurance discounts are even out there. You also need to understand that every insurance company has their own discounts that not all companies will have. However, to get your mind and eyes familiar with which discounts to look out for, here are the most common discounts that nearly all [...]