Toms Blog

Buying Life Insurance has Never Been Easier

You can’t protect your family from the grief caused by losing a loved one; but you can protect them financially with life insurance. Protect your family from the loss of a breadwinner by getting the right Life Insurance for them now. Don’t postpone buying life insurance; do it while you are young and healthy and lock in those rates for as long a term as possible. Insurance is about risk, and obviously the older you are the more likely you will develop health conditions that may make it more difficult and costly to obtain life insurance protection. Life insurance is unique in that you should buy it when you don’t think you will need it. Buying [...]

Buying Life Insurance has Never Been Easier2018-04-26T00:25:28-05:00

New Session Added for March 8th StreetSafe Teen Driver Safety Program

Paramount Insurance proudly supports the StreetSafe Teen Driving Experience! Word about the benefits of the StreetSafe teen driver safety program is spreading across the Triad and classes are filling up faster every month. Since StreetSafe came to the Piedmont Triad almost 5 years ago, the number of students getting this life saving experience has grown to over 145 during peak months. There are a number of options for parents that can help their teens become safer drivers but what makes StreetSafe so unique is that the program was created and taught by emergency first responders. These are those professionals that work every day in keeping our roads safe and are there when [...]

New Session Added for March 8th StreetSafe Teen Driver Safety Program2021-08-05T08:46:48-05:00

How to Prepare for Winter Storm Pax

As you are most likely aware, we are under a winter storm warning though Thursday evening. According to our friends at WGHP Fox 8 News there is a 100% chance of significant snow fall and possibly ice in their viewing area. Ice can be very damaging to property so in case you experience damage, I wanted to let you know what to do to prepare for winter storm Pax and how to prevent further damage. Our office may be closed tomorrow depending on the arrival of the storm. We will be answering phones though and will be here for you in case you have damage and need to file a property or auto insurance claim. [...]

How to Prepare for Winter Storm Pax2018-04-26T00:24:34-05:00

Does Your Homeowners Insurance Cover Water And Sewer Backup?

Just the other day we helped a homeowner that found us over the internet. He visited our website and saw my free homeowners insurance report offer to learn more about insuring his High Point, NC home. Well, after reading the section on water and sewer backup, he checked his homeowners insurance policy and found that he didn’t have this coverage with his “soon to become ex” agent. He was floored when he found out that he wasn’t covered if sewage backed up into his home. You can imagine the mess that causes. Believe me, I’ve seen it first hand way too many times. The truth is the standard HO3 North Carolina homeowners insurance policy does [...]

Does Your Homeowners Insurance Cover Water And Sewer Backup?2018-04-25T18:53:48-05:00

Problems with insuring older homes

We’ve helped thousands of home buyers in High Point, Greensboro and all over North Carolina get the right protection for what’s most likely the largest investment they have ever made. Over the years, we’ve come across many challenges especially recently, as insurance companies have tightened up underwriting for homeowners insurance. One of these challenges include problems insuring older homes. Before I get into these problems and what you need to know about insuring older homes, let me explain why I am sharing this with you. As a past REALTOR, I know that there are many factors that can pop up and kill a real estate deal. Getting a house under contract doesn’t mean your commission [...]

Problems with insuring older homes2018-04-26T00:24:25-05:00

Why Savvy Trucking Businesses Trust Paramount Insurance For Their Trucking Insurance

Proudly sponsoring the StreetSafe teen driving program that educates teen drivers about the “No Zone” You as a trucking business owner, you know that your business is different than most – it is highly specialized, and from an insurance standpoint carries far greater risk than most businesses. In short, while virtually any insurance agent can insure a home or car, there are few in NC, SC and VA that can provide you with the proper coverage from multiple insurance companies to get you the best coverage at the lowest cost. Here’s why savvy trucking businesses trust Paramount Insurance for their trucking insurance. Paramount Insurance Agency is proud to serve you as your [...]

Why Savvy Trucking Businesses Trust Paramount Insurance For Their Trucking Insurance2018-12-15T09:58:42-05:00

Protect Your Trucking Business

American small truck business owners are facing very challenging times. Especially, smaller trucking businesses that don’t have the resources to conform to the big government regulations that are forcing so many out of business. In this article, we’ll help you learn how to protect your trucking business. In this blog, you’ll find tips and strategies that we have found to help other trucking firms like yours run efficiently, reduce expenses and become more profitable. Plus, we know that people do business with people they know, like and trust. We hope to give you an introduction of who we are and how we help your trucking business get the right trucking insurance protection at the lowest [...]

Protect Your Trucking Business2018-04-26T00:23:27-05:00

Why we are committed to helping parents of teen drivers

A little over seven years ago, I got a call from a long time client of mine. Little did I know, this call was about to change the way I look at my business and how I help my clients. When I answered the phone, I knew instantly something was terribly wrong. He’s voice was strained and I could tell he was about to tell me something really bad. Then the words came out. “Tom, my son Chris died Sunday night in a car accident.” My heart sunk. There was a long pause and I could tell he was in the worst pain any father could ever experience. I didn’t know what to say. Then [...]

Why we are committed to helping parents of teen drivers2018-04-26T00:23:15-05:00

Potential Problems with Homeowners Insurance

North Carolina's most common homeowners insurance policy is the HO-3 Standard Form. Most insurance companies will add many endorsements to this policy usually to enhance the coverages but some endorsements may limit or exclude coverage as well. In this article, I'll share with some of the most common potential problems with homeowners insurance. Be sure to read your policy to see if you could be left without protection for your own individual needs or give us a call. Business Related- If you conduct any business in your home or keep any business property in your home- Let your agent know! There are some changes you can make to avoid serious problems. A homeowners insurance policy [...]

Potential Problems with Homeowners Insurance2018-04-26T00:22:32-05:00

What Unmarried Couples Should Know About Car Insurance

Last week I shared the Potential Gaps in Homeowners Insurance for Unmarried Couples Living Together. Based on the number of questions and calls we received after that post, I realized I needed to quickly provide this follow up post on auto insurance. If you missed the previous post, be sure to check it out as soon as you finish reading this. As the number of unmarried couples living together continues to rise, more and more individuals may be unknowingly at risk for an uncovered claim or lawsuit. Either of these can be financially devastating. The typical North Carolina auto policy has specific language in it that can greatly affect unmarried couples living together and their [...]

What Unmarried Couples Should Know About Car Insurance2018-04-26T00:19:30-05:00
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